Blog Profile / Total Return -

Filed Under:Business & Finance / Personal Finance
Posts on Regator:172
Posts / Week:0.4
Archived Since:December 12, 2008

Blog Post Archive

Total Return Blog: Saying Farewell…With Reader Favorites

As the Journal's personal-finance blog sunsets, here's a look at the most popular posts of the 12 months through June.

TurboTax to End Cloud Backups for Some Users

Intuit, the maker of TurboTax software, has notified some users of its desktop software that soon it will no longer store their tax returns in the firm’s cloud system.

Treasury Nixes Some Lump-Sum Pension Payouts

By Anne Tergesen and Laura Saunders The Treasury Department and the Internal Revenue Service have issued a notice prohibiting companies from offering a lump-sum payout in lieu of regular pension payments to retirees who are already collecting such payments. The prohibition took effect July 9 and doesn't apply to companies earlier permitted by the IRS to make such offers.

What the ACE Deal for Chubb Could Mean for Consumers

High-net-worth consumers will have fewer insurers offered specialized property and personal coverage as a result of ACE’s $28.3 billion deal to purchase Chubb, which has long catered to the luxury market.

Loose Car-Lending Practices Trouble a Regulator

An auto loan for one-third more than the car's value? that's typical for used cars these days, says the Office of the Comptroller of the Currency.

Fund Managers Emphasize Investing Basics

Speakers at last week's Morningstar conference emphasized principles including the importance of diversification and remaining in the stock market.

Fund Managers Emphasize Investing Basics

If there was one message the professional investors at Morningstar's 27th annual investment conference sought to convey this week, it was this: Remain invested. As concerns mount that a six-year-old bull market may be tiring and that...Show More Summary

For Couples, Not Talking About Money Can Be Costly

Many people don't know how much a spouse earns, for instance, which can complicate financial planning.

A New Measure of Active vs. Passive Investing

A new measure from Morningstar may bring more clarity to the debate over whether active or passive investing is superior. Morningstar's Active/Passive Barometer report, introduced Thursday, measures the performance of U.S. active mutual-fund managers relative to the performance of passive funds net of fees.

Obamacare Penalty Can Top $12,000

With the Affordable Care Act having survived a key legal challenge, individuals who don’t have health insurance should make sure they are prepared to pay penalties that can add up to thousands of dollars.

Cosigning Student Loans Can Be Risky

The U.S. Consumer Financial Protection Bureau says private student loans are causing serious financial setbacks for borrowers and warns of pitfalls accompanying practices that have taken off in the industry over the past couple of years.

The High Cost of Being Self-Employed

People who work for themselves have to pay more in taxes and they are on their own when it comes to insurance and retirement savings, writes columnist Jonathan Clements.

There’s More ‘Robo’ Financial Advice on the Way

“You too can be a robo adviser.” That, in essence, is what Charles Schwab Corp. is saying to investment advisers around the country.

A Thorny Trade-Off in Protecting Older Investors

Some states have been giving brokerage firms more power to halt stock purchases and money transfers when they suspect their older clients are becoming victims of financial abuse or fraud. But it can be a difficult decision for firms and one that can trip up some investors.

A New Early Warning of Identity Theft Is Proposed

Credit-reporting firms should notify consumers when someone is trying to get a loan or other type of credit in their name, New York Senator Charles Schumer says

Oregon Is Latest State to Tackle Retirement Savings Crisis

First there was Illinois. Then Washington. Now, Oregon is close to becoming the third state in the nation to authorize a state-run retirement savings program for a broad spectrum of the population.

Risks of Cosigning Student Loans Are Highlighted by Regulator

The U.S. Consumer Financial Protection Bureau says private student loans are causing serious financial setbacks for borrowers and warns of pitfalls accompanying practices that have taken off in the industry over the past couple of years.

How to Get Ready for Rising Interest Rates

There are smart moves for investors to make, and pitfalls to avoid, in anticipation of rising interest rates

‘Robo’ Advice Strikes a Chord With Consumers: Study

About 80% of consumers haven’t heard of technology-based “robo advisers.” But their reactions when told about these online money-management services suggest the robo offerings could catch on big, says A.T. Kearney.

Use Everyday Life to Teach Kids About Money

Look for teachable moments at the grocery store or ATM, and maybe show them your credit-card bill, says columnist Jonathan Clements.

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