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Filed Under:Business & Finance / Personal Finance
Posts on Regator:124
Posts / Week:0.4
Archived Since:December 12, 2008

Blog Post Archive

A Web Tool to Refine Your Retirement Priorities

A new Web tool and app from UCLA's Shlomo Benartzi applies aspects of behavioral finance and psychology to help people identify their top goals for later life.

Seven Lies Investors Tell Themselves

In a long bull market, it’s easy to delude yourself about your prowess and your track record, says columnist Jonathan Clements.

Good News on Millennials’ Finances

Millennials who are saving money in company 401(k) plans are saving a median 6% of their income, according to a new survey by asset manager T. Rowe Price Group. Automatic enrollment is helping push young workers to save in diversified funds, the company notes.

Fraud Worries: Debit vs. Credit Cards

Finding fraudulent purchases on your credit-card account is bad enough. Having a thief gain access to your bank balance is much worse. The risk of unauthorized withdrawals is one reason some consumers shy away from debit cards and prefer credit cards for transactions.

5 Things to Know About PayPal’s Settlement of Credit Claims

What consumers should know about PayPal's proposed settlement over allegations that it illegally signed up customers for unwanted credit.

Fewer Retirees Start Social Security at Age 62

In 2013, 36% of men and 40% of women who turned 62 claimed Social Security, according to a study from the Center for Retirement Research at Boston College. The figures are lower than numbers from the Social Security Administration, and that may be a good thing for retirees.

Does Your 401(k) Use High-Cost Funds?

A Supreme Court ruling Monday keeps alive a closely watched case involving 401(k)-plan fees, overturning a lower-court ruling that the suit was filed too late. Here are key questions to ask about the costs of your workplace plan.

Picking Active Funds: Look Beyond Performance

As stock pickers appear to be making a comeback against index funds, investors need to look beyond performance in selecting active funds. Here are three measures to use in evaluating funds.

Pick the Right Plastic to Pay While Overseas

The strong dollar has made this an attractive summer for venturing overseas. Travelers can simplify their finances in foreign nations—and help their money go even further—with a smart plan for how to pay for purchases and get cash.

Investments That Help Retirees Maximize Income

Annuities make it possible to squeeze more cash flow from a nest egg, says columnist Jonathan Clements.Here are four varieties to consider.

Is a Co-Branded Credit Card for You?

These cards can be used practically anywhere while also promoting a particular retailer or a company such as an airline. Here's how to evaluate the offers.

Rates on U.S. Student Loans to Fall

The rate on federal Stafford loans for undergraduates will be 4.29% for the 2015-16 year, down from 4.66%. Wednesday's Treasury-note auction determines the rates on several types of loans.

Most People Get an ‘F’ on 529-Plan Knowledge

Sixty-six percent of Americans don’t know what these plans for college saving are, according to a survey released Wednesday by financial-services firm Edward Jones

Is Social Security in Even Worse Shape Than We Think?

A new report asserts that forecasting errors within the Social Security Administration, tied primarily to life-expectancy data, have significantly overstated the financial health of the benefits program.

Financial Advice for New Grads: Readers Weigh In

Last week, columnist Jonathan Clements offered his financial advice to the Class of 2015.Now, Journal readers have their say.

Investors Around the Globe Appear Overconfident: Study

Investors surveyed by Schroders are expecting double-digit returns over the next year, but say they are only putting an average 20% of their portfolios in stocks and other higher-risk assets.

One in Four Workers Lose Out on Free Money

About one in four get less than the full employer matching contribution in a 401(k) plan, leaving an average $1,336 on the table, according to a new report.

Overdraft Fees Continue to Weigh on Bank Customers

Bank disclosures have improved, says a Pew study,but policies at many banks increase the fees that customers pay when they overdraw their accounts.

Investing Based on Economic Forecasts Can Lead You Astray

Even if the economic analysis is correct, the investment decision that follows from it often isn’t,says financial planner Allan S. Roth

What to Scrutinize on a Charity’s Tax Form

Nonprofits must report a wealth of information about their finances and governance on IRS Form 990. Here are key elements to check, from a specialist at charitable researcher GuideStar.

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