Blog Profile / Good Financial Cents

Filed Under:Business & Finance / Personal Finance
Posts on Regator:886
Posts / Week:2.4
Archived Since:March 8, 2011

Blog Post Archive

401k Limits for Highly Compensated Employees

Most people recognize that a 401(k) is one of the very best retirement programs available. If your company offers one, you should definitely take advantage of it. It allows for more generous contributions than most other plans available to employees, and often comes with an employer matching contribution. Show More Summary

7 Rules I Learned After Going Broke in Real Estate Investing

The following is a real-life story submitted by a fellow blogger. Creating long-term wealth in real estate investing is about understanding the rules and not going broke. I owned seven houses by the time I was 24-years old. I was all-in on the dream of real estate riches and driving a Porsche Boxster. Show More Summary

My PolicyGenius Review

If you’ve ever shopped for insurance, you know it can be a momentous task. There are a handful of different policies you need to buy; auto insurance, life insurance, health insurance, and others. Not only do you need several plans, but there are so many companies to choose from; how in the world are you... Show More Summary

Ally Invest Review – Affordable Online Stock Trading Platform

If you’ve been thinking about moving your investments to a new broker, Ally Invest needs to be on your shortlist. Part of the Ally Bank family, it’s one of the top investment brokerages available, especially when you look at all the services they have for just about every area of your financial life. Show More Summary

Navy Federal Credit Union Review

You probably won't be surprised to hear there are over 6,000 banks and another 6,000 credit unions in the United States. You can't drive down the road without passing at least a dozen different banks. If you're looking for a new bank, it can be an overwhelming search. Show More Summary

How to Raise Your Credit Score 100 Points or More in Less Than 5 Months

Raising your credit score 100 points is easier than many people might think, especially if you currently have bad credit. Step 1 – Know Where You Are Pull your credit score to determine where you are and how much damage control you need to do. Show More Summary

How To Become a Certified Financial Planner (CFP)

I get asked pretty frequently about what the requirements are to become a Certified Financial Planner™ and what I went through to achieve the designation. Knowing there are over 800,000 people who can be considered “financial advisors” to some degree, I knew I had to differentiate myself. Show More Summary

What is a Certified Financial Planner, and should you use one?

In this day and age, professionals are laden with the alphabet after their names. My industry is no exception. When I started my career with my previous firm, we immediately acquired the AAMS (Accredited Asset Managment Specialist) Designation. Show More Summary

How To Invest in Real Estate (11 Different Ways!)

Most investment portfolios and retirement plans are invested in stocks and fixed-income investments. But real estate is an excellent portfolio diversification because it’s a “hard asset”. As well, the long-term investment performance of real estate is hard to argue with. Show More Summary

Who Has The Best Car Insurance for Young Adults in 2018?

When you’re a teenager or young adult, buying car insurance isn’t the most pleasant of experiences. On the one hand, auto insurance coverage is required for all drivers in every state in the US (except New Hampshire). On the other, teenagers and young adults pay the highest premiums for coverage. Show More Summary

Your Last Will and Testament

Creating an estate plan, writing down your last will and testaments, and identifying a healthcare proxy don’t seem like a fun way to spend a weekend. However, organizing your end of life paperwork and making sure you have a plan for your finances are some of the most important tasks you can complete as an... Show More Summary

First Tech Federal Credit Union Review

There are plenty of different banks and credit unions for you to use all across the country. Each of them has different products, perks, and disadvantages you'll need to consider when you're shopping around for the perfect bank. What separates one from another? Today we're going to look at First Tech Federal Credit Union. Show More Summary

The 7 Best National Banks In America for 2018

Everyone needs a safe place to stash their money, instead of burying it in the backyard (or worse, under your mattress). If you're looking for a new bank, you have hundreds of options to choose from, but every year, it seems like there are more banks who enter the market. Show More Summary

Alliant Credit Union Review

You probably won't be surprised to hear there are over 6,000 different banks in the United States. In fact, you could probably name about 20 banks off the top of your head. When you're shopping around for a place to put your money, it can be an overwhelming search trying to find the best fit... Show More Summary

Traditional IRA Rules and Limits You Need To Know

With all the concern these days about the Roth IRA, traditional IRAs may be in danger of getting lost. But for many of the same reasons that a Roth IRA is so important, traditional IRAs continue to be valuable. I admit it – I’m a big fan of the Roth IRA. Show More Summary

Roth IRA vs Traditional IRA: Understand the Difference

The Roth IRA vs traditional IRA – they’re basically the same plan, right? Not exactly. While they do share some similarities, there are enough distinct differences between the two where they can just as easily qualify as completely separate and distinct retirement plans. Show More Summary

What is a Credit Union?

A lot of people think banks and credit unions are the same thing. For the most part, they are very similar. But there are several key differences which set credit unions apart from banks. We are going to look at the difference between the two types, and some of the advantages of a credit union.... Show More Summary

The Best Credit Unions Anyone Can Join in 2018

When you’re looking for a financial institution to handle your money, it’s important you find the best place for you. There are hundreds and hundreds of options you can choose from. When you’re looking around for the best choice, it’s important you toss credit unions into the mix. Show More Summary

Federal Income Tax Guide For 2018

The federal income tax is one of the most complicated innovations in human history. But we’re going to try and simplify the whole enchilada with this handy federal income tax guide. Use it as a reference to help you prepare your tax return. Show More Summary

Long Term Care Insurance (Do You Really Need It?)

My family has been fortunate to not have had a family member spend a considerable time in the nursing home. For families who have not been as fortunate, the whole experience can be a devastating one; emotionally and financially. For those who were fortunate enough to have taken out a long term care policy, they... Show More Summary

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