Blog Profile / Len Penzo dot Com


URL :http://www.lenpenzo.com/
Filed Under:Business & Finance / Personal Finance
Posts on Regator:841
Posts / Week:3.9
Archived Since:March 8, 2011

Blog Post Archive

How I Live On Less Than $40,000 Annually: Tara from Maryland

My name is Tara, I’m 39, single, and I currently live in Ellicott City, Maryland. I used to work as a Linux Systems Administrator making a six-figure income. Then I lost my job. I remained unemployed for 18 months, but now I work in marketing with a salary of just $35,000 per year. Coping with […]

Black Coffee: Stupid Financial System Tricks

It’s time to sit back, relax and enjoy a little joe … I’ve got a lot of honey-dos I’m trying to check off. Of course, you know what means: Yep. This week I’ve got another scintillating espresso edition of Black Coffee for you! Please, hold your applause. Okay, onward and upward … Credits and Debits […]

3 Quick Tests That Predict If You’re Irrational About Money

Some things are seemingly impossible to explain. I mean, how do spiders know how to spin such beautiful webs? What ever inspired the construction of Stonehenge? And why is Taylor Swift so darn popular? One particularly perplexing question that scientists have been diligently working to reveal is the reason why people make weird decisions about […]

Important Tools and Apps to Help Prepare Your Student for College

When your child is nearing his or her graduation from high school, you probably feel a mix of emotions. You likely are battling the pride of all he or she has accomplished, the amazement that time has gone by so quickly, the worry about all he or she will encounter when moving away to college […]

Black Coffee: What? Me Worry?

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Okay, off we go … Credits and Debits Debit: Believe it or not, a recent survey found that […]

100 Words On: Why You Should Never Ever Fear Credit Cards

Credit cards provide a safe and convenient avenue for short-term borrowing. When used wisely and responsibly, credit cards provide valuable benefits that cash simply can’t including consumer protections, cash dividends and other rewards. They can also help establish and improve one’s credit rating, which is especially valuable when shopping for long-term credit to buy a […]

Money and Happiness: How to Get the Most Joy From Your Spending

Most financially responsible people experience a bit of euphoria — along with a genuinely-satisfying sense of accomplishment — whenever they save money. When it comes to spending, however, those good feelings aren’t always a sure thing. As the Wall Street Journal recently reported, buying more things doesn’t always make us happy because we adapt to […]

8 Store Brand Items That Are Superior to Their Name Brand Twins

Even though buying store brands is a great way to save money on your grocery bill, many people refuse to try them because they believe they’re automatically inferior to their name brand counterparts. That can be a costly assumption. Since my first store brand challenge in 2009, I’ve conducted more than a dozen taste test […]

Black Coffee: French Fries, Asparagus and Central Bank Cabbage

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s get right to it this week … Credits and Debits Debit: Don’t look now, but fast food […]

Gas or Charcoal BBQs: Which One Is More Cost Effective?

With warmer weather finally here and the recent demise of my old grill, I once again find myself considering one of the great debates of all time: Should I buy a gas or charcoal barbecue? When it comes to the question of gas or charcoal, hard-core grillers love to debate considerations such as cooking time, […]

Is Hiring a CPA Worth It?

When it comes to dealing with your taxes, hiring a professional can provide value that will feel worth it at tax time in April, as well as throughout the year. Even if you have handled your taxes solo in the past, it might be time to weigh your options and see if a CPA might […]

Black Coffee: Welcome to the Theater of the Absurd

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s get right to it this week … Credits and Debits Credit: According to official statistics, the United […]

Reader Mailbag: What Will Happen to Pensions If Hyperinflation Hits the Dollar?

Hi Len, I’ve been reading your blog for close to a year now and love it! Do you think traditional pension payments will increase in some way during hyperinflation? While anything can certainly happen in the financial chaos, it seems there would be some sort of increase to keep the basics afloat for seniors and […]

Tips for Maximizing Your Investment Returns

This post is brought to you by ETRADE. The content and opinions expressed below are that of Len Penzo dot Com. When it comes to maximizing your investment returns, being a savvy investor these days is not nearly enough — you also have to be sure you’re investing in the most tax-efficient manner possible. A […]

45 Tips to Help You Grow a Successful Vegetable Garden

How do you plant a vegetable garden? More importantly, how do you plant a garden that actually yields a cornucopia of veggies large enough to reduce your produce bill? Last year I planted a couple of tomato plants because, after all, there is nothing better than a homegrown tomato. Unfortunately for me, a combination of […]

Black Coffee: The Easter Bunny Edition

It’s time to sit back, relax and enjoy a little joe … Happy Easter everyone! Because of the holiday, this week I have an espresso edition of Black Coffee. I promise I’ll be back next week with an entire carafe for you. And with that, let’s go hopping through the bunny patch … Credits and […]

How I Live on Less Than $40,000 Annually: Paulie from New York

My name is Paulie and I’ve been reading Len’s awesome blog for almost a whole year now. I’m 27 years old. After getting my high school diploma I held a series of various odd jobs before deciding three years ago that it was time to finally leave the rat race. So I quit my last […]

An Example of How Saving In Cash Erodes Your Long Term Purchasing Power

The trouble with holding long-term savings in cash is that the purchasing power of the U.S. dollar decreases every year because the federal government continually spends more than it earns. Unfortunately, the erosion of the dollar’s purchasing power is slow enough that most people fail to recognize how devastating this can be over long periods […]

5 Store Brand Items That Are Definitely NOT Worth the Savings

Yes, buying store brands is a great way to save money on your grocery bill — but the truth is, sometimes you’re better off sticking with the name brand product. Long-time readers who have been following my blog probably know that, since my first store brand challenge in 2009, I’ve conducted more than a dozen […]

Black Coffee: More Proof That Taxes Grow Without Rain (and Sunlight)

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Okay, off we go … Credits and Debits Debit: More cash-strapped Americans than ever are turning to so-called […]

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