Blog Profile / Len Penzo dot Com


URL :http://www.lenpenzo.com/
Filed Under:Business & Finance / Personal Finance
Posts on Regator:1290
Posts / Week:4.1
Archived Since:March 8, 2011

Blog Post Archive

Saving Money Is Easy When You Know This Simple Trick

If you search Google for “how to save money,” you’ll get 396 million results. See for yourself; I’ll wait. With that many results, how is it possible that people still have trouble saving? I’m sure that one of your New Year’s resolutions was to save more money too. Let me use a little analogy: One […]

Black Coffee: The Presidents’ Day Weekend Edition

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s dive right in this week … In the absence of the gold standard, there is no way […]

5 Tips the Pros Use to Identify Favorable Investment Opportunities

Anyone interested in their own personal finances should not look at investing as gambling; instead, investments require careful and strategic thought. Yes, there’s an element of risk-taking involved, but identifying favorable opportunities requires deliberate planning, characterized by diligence and research. Show More Summary

From Barter to Bitcoin: A Pictorial Look at the History of Money

Today’s infographic from Mint.com highlights the history of money, including the many monetary experiments that have taken place since ancient times. Some innovations have stood the test of time — precious metals, for example, have been used for thousands of years. Paper money and banknotes are also widespread in use, after first being turned to […]

Black Coffee: And for My Next Trick …

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s get right to it … There is no magic wand that can resolve our problems. The solution […]

100 Words On: A Surefire Way to Teach Kids the Value of Money

One of the more difficult jobs any parent faces is teaching their kids the value of a dollar. Sadly, some kids never learn that money doesn’t grow on trees. It may seem cruel, but parents who aren’t afraid to let their kids spend their money on ill-advised purchases — especially those with limited shelf lives […]

The 10 Most Overlooked Tax Deductions (and How to Claim Them)

It may be hard to believe, but Tax Day is just around the corner — again! — which is why millions of people just like you are carefully sifting through their paperwork from the last year so they can figure out what they can deduct to lower their tax bill. I know. The trouble is, […]

The 9 Biggest Rules for Dating on a Budget

For most people, dating is fun. However, dating isn’t cheap, and depending on what you two like to do, it can take a sizable toll on your finances. Back in the day, taking your date to a fancy restaurant and an extravagant activity meant you really liked the person. But does the amount the date […]

Black Coffee: The Super Bowl Edition

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s kick this baby off, shall we? As big a deal as the Super Bowl is, it’s not […]

100 Words On: Why You Don’t Need an MBA to Manage Your Finances

Never assume that just because a person holds an MBA, he knows how to run a business; the road is littered with MBA-sporting CEOs who ignominiously drove their companies into the ground. Conversely, there are just as many CEOs — guys like Microsoft’s Bill Gates and Oracle’s Larry Ellison — who achieved phenomenal success without […]

Reverse Mortgage Pros and Cons That Every Homeowner Needs to Know

The reverse mortgage is a financial option that has been around for decades, but relatively few people ever use them. However, the truth is, many people in their sixties and older end up with a majority of their wealth tied up in their home, while their income shrinks due to retirement. Enter the reverse mortgage. […]

A Lifestyle Review of Historic Princeton, New Jersey

Princeton University recently earned the top ranking among national universities according to U.S. News & World Report — but there’s much more to Princeton, New Jersey, than its academics. Princeton, the product of a merger between a borough and a township, walks the line between bustling and intimate with a modest population of 30,000 residents. […]

Black Coffee: Red Tape, Green Confetti and Blue Taxpayers

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Okay, let’s get right to it this week … Whoever is for higher taxes, feel free to pay […]

What is a Logbook Loan?

It is unfortunate that most people are denied payday loans due to the fact that they are unemployed, self-employed or because their monthly spending is higher than their income. In other cases, this can be due to the fact that they do not meet the minimum net income requirement. Another reason why you might be […]

Fake News: Can You Spot the Error In This Article?

It was recently confirmed as fact, via the hacking of emails from a national Presidential candidate’s campaign manager and the hacking of emails from the leadership of a national political party committees emails, that news has been fabricated quite regularly by our heretofore trusted national media and others. Since this revelation, we’ve been bombarded with […]

What’s the Best Way to Give a Financial Gift?

When it comes to gifts, we all know it’s the thought that counts — which is why there are certain self-described gift-giving mentors who don’t encourage financial gifts. Of course, those same folks have probably been on the receiving end of monetary gifts and were ecstatic. As with all things in life, there’s a right […]

Why Silver May Be the Most Undervalued Asset in the World

The recent admission by several banks that the gold and silver markets are manipulated has many people claiming that the bankers’ hijinks is proof positive that precious metals have been artificially undervalued for many years in order to maintain confidence in the US dollar and other fiat currencies. To be sure, there is plenty of […]

Black Coffee: A Ponzi for Your Thoughts

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s dive right in this week … There is no means of avoiding the final collapse of a […]

Why Investing Your Bonus Is a Smart Move

Economic and political uncertainty dominated the global news headlines last year and uncertainty looks set to continue this year. With that in mind, if you’re fortunate enough to receive a bonus, the question becomes: should you save it or spend it? While many of us have long-term goals and dreams, we tend to be shortsighted […]

Amazing Small Business Ideas Anyone Can Do

Starting a business is one of the toughest ordeals. There’s a number things to think about all of which will determine how well one begins. Picking the right business may also not come in automatically. Times have changed and so have businesses. The rise of our ubiquitous world has connected everyone, making trade more effective. […]

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