Blog Profile / Len Penzo dot Com

Filed Under:Business & Finance / Personal Finance
Posts on Regator:976
Posts / Week:4
Archived Since:March 8, 2011

Blog Post Archive

Beware The Four Horsemen of Personal Finance

Reverend Len from the First United Church of Our Lady of Blessed Household Finances is back in his pulpit and I know you all know what that means… Yep. It’s time for another homily for my small but faithful congregation! I’ve already showed you how faithfully following my ten commandments of personal finance will guarantee […]

The 5 Major Money Personalities: Which One Do You Have?

Though researchers disagree on just how much of our personalities are dictated by our genetics and how much comes from the way we were raised, one thing is clear: Your personality has a huge effect on how you relate to money. In terms of financial personalities, there are five major types. See if you recognize […]

Infographic: Black Friday Shopping Tips and Other Fun Facts

Anybody who has ever ventured out on Black Friday to bag an amazing deal on a clever holiday gift knows that it can try anybody’s patience. It’s true; enormous crowds, bumper-to-bumper traffic, and endless lines make Black Friday a living nightmare. Despite that fact, there are still millions of people who get up at the […]

Shop Smarter: Here are Price-Matching Policies for 15 Popular Stores

We all want the lowest prices on gifts and presents during the holidays, but not all stores are created equal. To save as much cash as you can this season, take a look at this big list of your favorite stores’ price-matching policies and plan your festive shopping offensive accordingly. Walmart If you find a […]

Black Coffee: Wall Street and the New York State of Mind

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Here we go … Credits and Debits Debit: So … How do we know when a bear market […]

Modern Real Estate: Today’s Most Profitable Property Investing Tools

We live in a data-driven society, one in which the fate of entire companies hangs on not just who can access the most information, but who can make the best use of it? When it comes to real estate investing, there are a number of software applications and tools designed to supply modern investors with […]

100 Words On: Why Thanksgiving Never Falls On November 29 or 30

In 1863, President Lincoln declared the last Thursday in November to be a day for “thanksgiving and praise.” It’s a tradition that managed to stay that way until 1939 when worried retailers begged President Franklin Roosevelt to make Thanksgiving a week earlier because, that year, the last Thursday of November fell on 30th — meaning […]

4 Hacks for Fixing a Broken iPhone That Apple Won’t Tell You

However big the damage on your iPhone, it’s definitely frustrating to see your prized possession a little worse for wear. Usually, people worry about the financial burden of damaging their iPhones, or that it will need to be sent off to the manufacturers for repair, leaving you without a phone for weeks. And what if […]

5 Ideas for Encouraging Your Kids to Save

As a parent of two children, I realized early on that trying to teach them the importance of saving money is a tall order. Let’s face it, how many 9-year-olds care about stuff like the importance of spending less than you earn, or effective methods for building a retirement nest egg? That’s not to say […]

Black Coffee: More Proof There’s No Such Thing as a Free Lunch

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. I’m still recovering from a business trip I took this week. Long story short: It took 22 hours […]

An Overview of the Most Common Student Loan Options

Do you need a student loan? Do you know what kind of student loan you want? Student loans are a confusing subject. And these days, most college students are relying on student loans to help meet the rapidly rise of cost of attendance at colleges and universities nationwide –but before you sign any promissory note, […]

7 Questions You Should Always Ask Yourself When Buying Clothes

Investing in new clothes is a process that takes several steps. While splurging on yourself can be fun, you should always keep in mind how practical your new purchase will really be. Keep your inner shopaholic in check by asking yourself a few pre-purchase questions like these: How Often Will I Wear This? Sure, the […]

7 Big Lies About Gold that Wall Street Doesn’t Want You to Know

From GoldSilverWorlds. It’s hard to say which lie about gold is the biggest whopper. Many widely held beliefs about gold are lies — propaganda hammered home to have us believe the only true measure of wealth is government-issued debt. Big Lie #1: Gold is a barbarous relic. Repeated for decades, this misquote of 20th century […]

A Real-Life Example of the High Cost of Convenience

I was in my garage the other day when I heard a strange beeping sound coming from the optical network terminal (ONT); for those who don’t know, the ONT is the box that converts the fiber optic communication signals coming into my house to electric signals that are carried on the copper wires used by […]

Black Coffee: No, You’re Not Going Crazy — I Am

It’s time to sit back, relax and enjoy a little joe … And away we go … Credits and Debits Credit: This week the media were celebrating the best employment figures of the year, thanks to a nonfarm payrolls report that showed 271,000 new jobs were created in October. Apparently, the economy is booming! Or […]

Why You Should Always Haggle When Comparing Money Transfer Firms

A good website and a recognizable brand name does not a great money transfer company make. With so many options to choose from, there is no reason for consumers not to investigate many different firms when trying to figure out who to transfer their money with. Not everybody knows that within the past decade, this […]

5 Ideas for Tackling Debt If You Retire with a Mortgage

According to the Employee Benefit Research Institute, outstanding mortgage balances among the elderly have risen by 142% in the last 20 years. Even if you’re not yet elderly and thinking about retiring, this is alarming news. If you’re considering retiring but are still saddled with a mortgage payment, here are some options you may want […]

Unlike Gen X, the Millennials Think College Is Still Worth It

Millennials may be paying out a lot more for college and racking up record student debt — but they don’t seen to mind, if the latest market research of 500 university graduate students by Credit Sesame is any indication. Even though the cost of college continues to skyrocket, the Millennials — those born between 1982 […]

Black Coffee: The Halloween Edition

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s get right to it this week … Credits and Debits Credit: Last month, Warren Buffett noted that […]

Want to Buy a Fixer-Upper? Then Consider a 203k Mortgage!

Purchasing a home that requires repairs and renovations can seem impractical. Generally, lenders don’t allow homeowners to purchase the property until after repairs are completed; however, an FHA 203k loan allows property owners to roll home renovation costs into the mortgage before making any changes to the property. By applying for the loan, individuals have […]

Copyright © 2015 Regator, LLC