Blog Profile / Len Penzo dot Com


URL :http://www.lenpenzo.com/
Filed Under:Business & Finance / Personal Finance
Posts on Regator:1387
Posts / Week:4.2
Archived Since:March 8, 2011

Blog Post Archive

How Smart Entrepreneurs Manage Business Risk

Not too long ago, Len wrote about ways to manage personal finance risks. Evaluating risk is an important facet of being entrepreneur; the key is in understanding how to properly manage those entrepreneurial risks and how much of a risk you should be willing to take to ensure the success of a business. Unfortunately, there […]

A Simple Budgeting Plan for Those Who Struggle with Discipline

Len reminds us regularly of the power, importance and necessity of family budgeting; and budgeting is a staple in his top five tools for the successful household CEO. This article is not meant to replace the critically important family budget. Rather, it is meant to offer a way for the less-disciplined among us to “practice” […]

A Layoff Story: The Ant, the Grasshopper, and the Honeybee

One of my favorite fables attributed to Aesop is The Ant and the Grasshopper.You know the story; the grasshopper spends all summer long partying it up like a rock star while the ant prepares for the coming winter by building a shelter and storing food for the winter. Of course, winter eventually arrives and the […]

Black Coffee: Why Most Silicon Valley Billionaires Are Allergic to Gold

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Another glorious week comes to an end. Off we go … “One can’t believe impossible things,” said Alice. […]

4 Tips for an Easier, Less Stressful Relocation

Choosing the best place to live is a difficult decision, but according to statistics on moving from the US Census Bureau, it’s a decision millions of us make — 11% of Americans move each year. As many movers learn, once the choice to relocate is made, moving can be a stressful, expensive process. That’s because […]

Grandfather Says: Never Underestimate the Utility of a Trebuchet

Grandfather says he built a trebuchet. They were used in the middle ages to fling smallpox-infected corpses over castle walls. Grandfather used his to launch model airplanes, although some of his colleagues suggested its utility for such things as flinging the neighbor’s cat back home: Grandfather supposes model airplane launching is not nearly as useful […]

Outdoor Living: What To Consider When Buying A Family Vacation Home

No matter where your family lives, there is no arguing that natural spaces are often more appealing. Fresh air, sprawling lakes, and abundant wildlife offer an escape from everyday distractions, so it’s no wonder that 37% of families say that vacation makes them happy. So, what if you had your very own natural escape? If […]

What Credit Karma Won’t Tell You About Their Free Credit Score Offer

With over 60 million users, the masses have flocked to see their free credit score on Credit Karma. On the surface this seems like a good thing, and it is — for the credit bureaus! Although no money changes hands for using Credit Karma, it is far from free. Once you understand the downside of […]

Black Coffee: The Beatings Will Continue Until Morale Improves

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s dive right in this week, shall we? Here we go … “Socialism is a philosophy of failure, […]

How Businesses Limit Damage from Toxic Plugins, Software & Hardware

The tech services giant, IBM Corporation, suffered a recent embarrassment when it was forced to issue an alert on its support site notifying its customers that it had shipped malware-infected USB flash drives. The fact that this problem hit a large company like IBM made it a newsworthy story, but the reality is that infected […]

The Single Parent’s Guide To Buying the Right Home

Single parents can have a rough time getting a home loan, but moving out of a smaller dwelling into a larger one can be vital to keep the family happy and give everyone the space they need. All around the web there are stories of parents, especially mothers, that are searching to give their children […]

7 Ways to Get the Most for Your Money on a Road Trip

According to AAA, nearly nearly 80% of Americans planning family vacations will hit the open road this summer. Chances are, you are too, and while you may be saving money over costly flights and en route hotel stays, there’s still opportunity to shave even more off your road-trip travel costs. Here’s how: Service Your Vehicle […]

Black Coffee: Dealing from a Stacked Deck

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s get right to it … “If you’re playing poker and you look around the table, but can’t […]

Why Going Back to Basics Pays Financially

Most of us take the fact that we can access a bank account for granted — whether it’s drawing money out, transferring cash that we owe a friend, or paying our bills every month. But what if you’re struggling with your money? It’s not a given that a bank will allow you to have an […]

Life After Debt: Simple Ways to Avoid a Vacation Debt Hangover

The most dangerous disadvantage of using credit cards while traveling is their inability to prevent a total loss of self-control when it comes to buying souvenirs for you, your friends, and family members. If you aren’t careful, that holiday in the Caribbean may leave you without the funds to support the family! However, for those […]

4 Alternatives to Cashing Out Your 401k When You Need Money

When you need money, whether it’s to pay for your child’s education, purchase a new home, or to pay your bills, it can be tempting to turn to your 401k. However, even if you think that you have plenty of time to pay back the money you borrow from it, you could be facing serious […]

Grandfather Says: The Benefits of DIY Housing

Readers: This article kicks off a new quick-read series here at Len Penzo dot Com. Grandfather sees that very few folks build their own houses anymore. But Grandfather says he thinks the increasing concentration of US housing in the hands of wealthy owners, who then effectively control them as rentals, may make some of you […]

5 Ways to Make Your Final Working Years Before Retirement Really Count

According to leading psychologists, it’s important to start planning for the transition to retirement three to five years ahead of your retirement date. You can set yourself up for retirement success by considering these five factors: Volunteer Smartly Even retired people look forward to having something to do each day, whether that’s spending time at […]

Black Coffee: Hope Is Not a Plan

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Off we go … “The track record of economists in predicting events is monstrously bad. It is beyond […]

The Importance of Knowing When to Change Your Career Path

This article is sponsored by Capital One. Capital One recently conducted a national survey and found that more than three quarters (77%) of Americans admitted that at some point in their career, they’ve taken a job that didn’t align with their interests, ambitions or long-term goals. Capital One also discovered that more than half of […]

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