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Blog Profile / Len Penzo dot Com

Filed Under:Business & Finance / Personal Finance
Posts on Regator:765
Posts / Week:3.9
Archived Since:March 8, 2011

Blog Post Archive

Reader Mailbag: Are US Savings Bonds Worth Buying Anymore?

So in light of the Federal deficit, devaluation of the dollar, lack of jobs, etc., what’s your view of U.S. Savings Bonds these days? I have some, and can’t find anyone talking about whether they’re still a good investment. Yes, they earn relatively good interest, but are they a safe investment NOW (or should I […]

Buyer Beware: 12 Things You Should Never Buy On Black Friday

While millions of shoppers will be out on Black Friday taking advantage of some really spectacular deals on everything from electronics and jewelry to even wine and automobiles, there are some items that will only see minor discounts — or no discounts at all. According to Marc LoCastro of Deal News, “Black Friday sales are […]

10 Things That Today’s Middle Class Can No Longer Afford

I was fortunate enough to grow up in a solidly middle-class family. We weren’t rich by any means; there were many times when we were forced to really pinch pennies — but for the most part I never wanted for anything. According to the US Census Bureau, in 2005 income for the middle third of […]

Black Coffee: Inflation, Deflation, and Taco Bell

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Thanksgiving is right around corner — and I can’t wait! It is, without a doubt, my favorite holiday […]

Diagnosis Dilemmas: What You Must Know Before Filing a Medical Malpractice Lawsuit

More and more Americans are filing medical malpractice suits in the U.S. — but not because doctors are doing a worse job. In fact, they’re doing roughly the same quality job. However, consumers today are more savvy and informed about how to file a lawsuit. That puts more and more doctors on edge. So, before […]

Infographic: 8 Bad Habits That Make You a Credit Card Fraud Target

Credit card fraud is much more common than you might think. In fact, it is a multi-billion dollar industry for the criminals who choose to undertake such nefarious work. Of course, there are two big reasons why credit card fraud is so widespread: 1) it’s extremely profitable; and 2) there is an almost endless pool […]

6 Mistakes to Avoid When Looking for Black Friday Deals

Making online purchases during Black Friday is a great idea, especially if you don’t have a car or hate fighting crowds — but if you’re not careful, there are shopping mistakes you can make that are just as bad. In fact, there are plenty of online shopping pitfalls that many people make during the holidays. […]

A Primer to Help You Unravel the True Meaning of a Dollar

Have you ever looked really closely at the US one-dollar bill? It may not buy much anymore, but there’s a lot of stuff going on with that humble bill — and some of it is actually kind of creepy. Today I’m going to unravel some of the dollar bill’s biggest mysteries for you. Okay … […]

Black Coffee: The Workin’ for a Living Edition

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. I’ve got a bunch of errands to run, so it’s an espresso edition of Black Coffee this week. […]

Why Do Forex Traders Need Brokers?

Being an online trader gives an investor a lot of freedom. So it’s understandable that some online traders balk at the notion of having to go through a broker to get into the Forex market; but there are important reasons why you must go with a broker for this market. For one thing, the Forex […]

Infographic: Diagnosing the Causes of Medical Debt in the U.S.

Over the last few years, medical debt has quickly become the number one reason why people file for bankruptcy in the United States. In fact, 1.7 million people will be forced to file bankruptcy because of their medical debt. Regardless of whether you have health insurance, medical debt is a burden for many people. People […]

15 Organic Fruits & Veggies That Aren’t Worth Paying More For in 2014

I love tomatoes. I don’t think many people will argue with me when I say there is nothing better than a fresh-picked home-grown ‘mater. I love them so much I usually grow tomatoes in my backyard every summer. I grew two plants this year — unfortunately for me, a pesky squirrel ended up enjoying more […]

A New Online Clothing Store Sells Name Brands For $15 Each

(Readers: This is a sponsored article by FifteenEach.) When it comes to shopping, everybody loves a great bargain, which is why cost-conscious shoppers will be thrilled to know that today marks the grand opening of; a brand new online clothing store that combines the fun of finding hidden gems with the bargains of thrift […]

Black Coffee: Excuse Me While I Adjust My Tin Foil Hat

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. You know those annoying “captcha” tests that a lot of websites use to make sure you’re not a […]

Infographic: The Shark Tank Formula For Startup Success

Over the course of ABC’s reality TV show Shark Tank, business dreams have turned into a reality for many entrepreneurs. Shark Tank highlights the ups and downs the process entrepreneurs must go through in order to obtain funding from sharks (otherwise known as a group of investors). Entrepreneurs are required to pitch their idea and […]

Renting vs Owning Your Own Property: What Are The Costs?

According to a recent study carried out be high street lender Halifax, the cost of owning a home as a first-time buyer is now nearly GBP 1,300 a year less than if you were renting. Although you might argue that a mortgage lender would have a vested interest in promoting the idea that it is […]

3 Big Reasons Why Your Credit Cards Are at Risk

Grocery store purchases might not raise the hair on the back of your neck, but headlines about recent retail hacking might — the two are more connected than you might imagine, and the binding factor is the credit card in your wallet. Modern credit cards typically rely on a magnetized strip to store user information. […]

Black Coffee: More Signs That the Currency War Is Heating Up

It’s time to sit back, relax and enjoy a little joe … Wow. Can you believe it’s November already? Christmas will be here before we know it. I once read that the passage of time is like a roll of toilet paper — the closer you get to the end, the faster it goes. I […]

5 Tips to Stay Organized as a Freelancer

Today, more than 17 million Americans rely on freelance work for their income. If you’re one of them — or hope to become one of them — you already know that freelancing offers a level of flexibility and self-determination that you just can’t get from a regular job. But it’s not easy to stay on […]

An Insider’s View of the Millionaire Mind

I spent years working in small business accounting so I’ve had a chance to know a number of self-made millionaires. As a result, I also got an insider’s view of their financial positions and behavior — both business and personal. It’s kind of like being a doctor and giving physicals — you see people for […]

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