Blog Profile / Len Penzo dot Com


URL :http://www.lenpenzo.com/
Filed Under:Business & Finance / Personal Finance
Posts on Regator:890
Posts / Week:3.9
Archived Since:March 8, 2011

Blog Post Archive

10 Tips for Managing Long-Term Care for Elderly Parents

We all dread the day when we may be faced with making important life decisions on behalf of our aging parents. It’s never an easy road deciding how to best care for the people who used to care for us, and there are plenty of variables that should be considered to ensure that were providing […]

Black Coffee: They’re the Government and They’re Here to Help

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. I’ve been out of town all week, and I have a lot of honey-dos to take care of […]

The 10 Most Affordable U.S. Cities to Settle Down In

From the Floridian peninsula to the Hawaiian Islands and everything in between, one thing is for sure: the United States is one big and diverse country. That’s why many people find it difficult to choose the best place to settle down. And while many factors weigh in, affordability might have the biggest horse in the […]

9 Powerful Ways You Can Invest In Yourself

As a personal finance expert, my job is to provide advice, tips, and tricks on how to invest in your future — particularly where money is concerned — so that you can live the kind of life of which you’ve always dreamt. Yet, while I wholeheartedly believe that it’s those dollar signs that make the […]

Black Coffee: Ripoffs, Bailouts, Sellouts and Sales

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s get right to it this week … Credits and Debits Credit: Last week, after trying to use […]

How to Plan a Vacation on a Tight Budget – and Then Stick to It!

Vacations can be the most relaxing and fun times of our lives, but planning them on a budget — and then trying to stick to that budget — can quickly turn any soothing get-away into a travel nightmare. So if you’re looking to book your summer vacation and want to avoid worrying about every penny […]

Worried About Hospital Bills? Consider Medical Tourism!

You need to undergo a medical procedure, pronto. So you look around for the best, and most affordable, hospitals in your area. You even check out the ones across the country. Unfortunately, none of them fit your requirements — especially your budgetary ones. With rising healthcare costs, what’s the average American citizen to do? One […]

Black Coffee: Heard Any Good Keynesian Economist Jokes Lately?

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. A mathematician, an accountant and a Keynesian economist all interviewed for the same job. At the end of […]

Understanding the Math Behind the Mortgage

This is a sponsored post written by me on behalf of Chase for IZEA. All opinions are 100% mine. Last month, interest rates reached the psychological 4% barrier for the first time since November 2014 and there is speculation that they will continue to rise. A recent survey by Chase found that many Americans are […]

How Can I Pay Off My Credit Card Debts?

Readers: This is article 3 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. Because credit card interest rates can be as much as 20% or more, its extremely important to pay off your credit card debt as fast as possible. This can seem especially challenging when your debt is spread out across multiple […]

QuickBooks or Xero: Which Online Accounting Software Is Better?

Does your small business need accounting software to keep track of its finances, but you don’t like dealing with all of the usual technology mumbo-jumbo? Then try focusing on what are arguably the two most important factors: price and number of users. Now, there’s a lot of accounting software on the market. But which product […]

Black Coffee: The Independence Day Edition

It’s time to sit back, relax and enjoy a little joe … The USA is celebrating its 239th birthday this weekend. Hooray! For the record, it was on July 4th, 1776, that the United States officially divorced itself from English rule. With that in mind, here’s a holiday pop quiz question for you: Q: Do […]

The Benefits of Conference Calls During Business Travel

Conference calls have their advantages. To be noted, they reduce the need for costly business trips which require participants to secure transportation and lodging to travel to. Companies who typically spend months securing a venue, setting up seating, and making arrangements for keynote speakers benefit from teleconferences. This form of meeting delivers the same value […]

How Should I Choose a Credit Card?

Readers: This is article 2 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. Not all credit cards are created equal. In fact, when choosing a card, you’ll quickly discover that there are hundreds of options for you to choose from so it makes sense to plan ahead. How can you determine which card […]

5 Ways Intentional Obsolescence Is Robbing You Blind

This may come as a shock, but some of the most trusted brands to which you’re loyal are selling you things that are designed to break or otherwise become useless after a period of time. That’s right you’re buying duds, and you don’t even know it. Theres a name for this shady albeit widespread practice […]

How to Find a Low-Cost Pest Control Company That Won’t Rip You Off

Eventually, pests happen. Whether it’s a rat or rodent infestation, a serious bug problem or something more serious like termites, you will need to hire a professional pest control company. In most cases, you can rely on them to rid your home of a problem, thanks to their expertise. However, not every professional is trustworthy. […]

Black Coffee: Why Many of Us Will Soon Have to Do More With Less

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. I was out of town for most of this past week. As a result, I’ve got a lot […]

What Is a Mortgage?

Readers: This is article 1 of 25 for my new no-nonsense “Mortgage Basics” quick-reference series. In the simplest terms, a mortgage is a home loan that uses the property being purchased as collateral. If the homebuyer ever fails to make payments, the lender can foreclose on the secured real estate in order to recover the […]

A Changing Landscape for Big Corporations

Over the past several years we have started to see a major shift in the landscape for some of the largest corporations in the United States. Ever since the financial crisis of 2008, the country has been torn between wanting the economy to recover, and wanting to make sure nothing like that crisis happens again. […]

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