Blog Profile / Len Penzo dot Com


URL :http://www.lenpenzo.com/
Filed Under:Business & Finance / Personal Finance
Posts on Regator:843
Posts / Week:4
Archived Since:March 8, 2011

Blog Post Archive

Black Coffee: More Proof That Taxes Grow Without Rain (and Sunlight)

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Okay, off we go … Credits and Debits Debit: More cash-strapped Americans than ever are turning to so-called […]

Top and Bottom US Federal Income Tax Rates Since 1913

And you thought tax rates on regular income were outrageous today. Take a look at how high the top and bottom income tax rates for both were 70 years ago. Yikes! In 1944 and 1945, taxpayers handed over 94% of their hard-earned income to the federal government on any gains falling within the highest tax […]

An Expert Explains How to Know If Your Artwork Is Valuable

When Marvin Gaspar came to my office for his appointment to discuss an appraisal, I had little clue where I would end up on the roller coaster ride he was about to take me on. Marvin was a claims adjuster from an insurance company who was asking about appraising an artwork. He showed me a […]

Scotland Homes: Breaking Down the Three Parts of Your Home Report

The vast majority of homes that are being marketed for sale have to provide a home report as part of the selling process, in order to comply with current legislation. The home report is actually three documents which are combined to create a comprehensive information pack that is intended to supply a prospective purchaser with […]

Why Coffee Drinkers Are Wasting More Than Just Money at Starbucks

I think it’s high-time for America to have a serious conversation about Starbucks. There’s a Starbucks in my neighborhood grocery store. Then again, where isn’t there a Starbucks? Take the town where I live, for instance: it has almost as many Starbucks (10) as the Lakers have NBA championships (16). Based on those numbers you’d […]

A Product Overview of the iPhone 6: Is It Really Worth It?

Just how popular is the iPhone with United States teenagers? In a recent survey of 7500 teens, 61% said they owned an Apple phone. In another survey of iPhone usage, by Chitika Insights, they looked at the use of iPhones by state. They found that states with the highest percentage of college graduates also had […]

Black Coffee: Presenting a Little Economic Food for Thought

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s get right to it this week … Credits and Debits Debit: According to the latest data from […]

100 Words On: The Difference Between Paper Wealth and Real Money

Whenever destroyers appear among men, they start by destroying money, for money is men’s protection and the base of a moral existence. Destroyers seize gold and leave to its owners a counterfeit pile of paper. This kills all objective standards and delivers men into the arbitrary power of an arbitrary setter of values. Gold was […]

Reader Mailbag: When It Makes Sense to Take the 401k Withdrawal Penalty

I’m a middle aged male, but have very little in my retirement because I never really see myself retiring in today’s America. I have around $7500 in my 401k. Should I pay the penalty, which would give me about $4500 afterwards and put this money toward gold and silver? I believe a monetary reset has […]

6 Ways to Overcome a Bad Credit Report

Do you have problems managing your finance? Are you unable to meet your deadline repetitively? If you answered ‘Yes’ to both questions, don’t feel disheartened; you’re not alone. According to a report from the Corporation for Enterprise Development, more than 56% of people have sub-prime credit scores and can’t take an advantage of record-low mortgage […]

Black Coffee: Why the Debt Really Doesn’t Matter Anymore

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s get right to it this week … Credits and Debits Debit: It’s baaaack: After a one year […]

5 Crazy Ideas That Resulted in Million Dollar Paydays

From time to time I enjoy reading some of the interesting and often inspiring stories in Dmitry Davydov’s blog Uncommon Business. Uncommon Business features people who make money online selling unusual, strange and sometimes bizarre things or provide curious services. For example, in the past Dmitry has featured stories on businesses that cater to survivalists […]

The Leprechaun and the Lamborghini

Here is my St. Patrick’s Day variation on a very old story that has been passed down and around and back again. The Leprechaun and the Lamborghini One day, not too long ago, a leprechaun disguised as a businessman walked into a bank in New York City and asked for the loan officer. He told […]

How I Live On Less Than $40,000 Annually: Amanda from Michigan

My name is Amanda, and I’m an example of someone who didn’t worry about financial responsibility and saving until relatively late in life — but I’m so glad that I finally did! My current income averages $2790 per month. Even so, over the past few years, I’ve been able to save more than 50% of […]

Black Coffee: The Internet Dress Edition

It’s time to sit back, relax and enjoy a little joe … There has been a lot of controversy floating around lately about Len Penzo dot Com. As such, I feel compelled to set the record straight: My website is predominantly green and white — not blue and black. Okay, off we go … Credits […]

How Poker Helps Entrepreneurs Make Better Business Decisions

Making business decisions is an easy task — but making great business decisions that provide serious returns for your company is something else entirely. Looking for the perfect skill set necessary to make you an office superstar? Try looking to your evening and weekend hobbies. If you’re a poker player, you may actually find that […]

Basic Factors to Consider When Shopping for a Home Loan

Today, almost everyone understands that the last recession had its roots in domestic mortgage borrowing. Many home loans were effectively toxic and were almost completely dependent upon the increase in real estate values providing lenders with their security if the borrower defaulted. Economic Realities and Lessons Learned For this reason, today it’s more important than […]

Ten Easy Ways to Save Big Every Day

Savvy individuals are always looking for great ways to cut costs and save money. In today’s tough economy, sticking to a careful budget is more important than ever before. But individuals who want to save money don’t need to worry — these 10 simple tips can help anyone cut costs on a daily basis: Opt […]

Stop Feeling Guilty! Why Getting a Tax Refund Isn’t Such a Bad Idea

I love getting a refund check from the tax man during tax season! Of course, whenever I say that, I almost always get chastised by somebody who tells me I’m crazy for feeling that way. Indeed, most income tax experts advise us to take advantage of a tax-planning strategy that provides more take-home pay over […]

Black Coffee: You Say Tomato, I Say Lycopersicon Esculentum

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Well, I’ve got good news and bad news for everyone. The good news is winter ends in three […]

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