Discover a new way to find and share stories you'll love… Learn about Reading Desk

Blog Profile / Len Penzo dot Com


URL :http://www.lenpenzo.com/
Filed Under:Business & Finance / Personal Finance
Posts on Regator:722
Posts / Week:3.9
Archived Since:March 8, 2011

Blog Post Archive

This Little Trick Can Save You Thousands On Your Grocery Bill

In 2008, I spent $7447.06 on groceries for our four-person household. In 2013, we spent almost twice that much: $13,788.59. In case you’re wondering, that represents the total cost required to make at home 342 breakfasts, 330 lunches, and 281 dinners last year. It also includes all of our snacks and desserts. Needless to say, […]

Black Coffee: Yes, the Fed Is Blaming Hoarders for the Rotten Economy

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. I’m helping my father-in-law move into a new apartment this weekend, so let’s get right to it … […]

The 10 Best SmartPhone Apps for Financial Management and Budgeting

A good smartphone isn’t cheap, especially if you care about special features and hardware capabilities. Of course, the better the mobile phone is, the more you’ll have to pay. However, for those who know how to use one, it can be a wise investment that practically pays for itself in a relatively short amount of […]

Why Your Expensive Luxury Car Doesn’t Impress Smart People (Or Me)

A few days ago Jennifer commented on a post I had written entitled 8 Big Reasons Why You’re Getting an F in Personal Finance 101. She was lamenting the sense of entitlement she saw in many people. Here is an excerpt: “I know a woman who is a single mother and hit up her friends […]

Black Coffee: Hi Ho, Hi Ho, It’s Off to Work We Go

It’s time to sit back, relax and enjoy a little joe … Let’s get right to it this week … Credits and Debits Credit: With Labor Day behind us, it’s sad to know that some people will always be allergic to work. In South Korea, the desire of some people to avoid work is growing […]

$8100 Chicken Nuggets and Other Strange Finds on Amazon & Ebay

I don’t know about you, but I find a lot of things in life that often make me stop and just shake my head in pure bewilderment. For example, why do tourists go to the top of tall buildings and then put quarters in telescopes so they can see things on the ground? And I […]

Is the $5 Bill the New $1 Bill?

From Charles Hugh Smith’s Of Two Minds blog: It’s starting to feel like a $5 bill is the new $1 bill: everything that could be purchased with one or two dollars not that long ago is now $5 or even $10. A few days ago I was enjoying the Butte County Fair in California’s farm […]

Black Coffee: Somebody Is Knocking at the Door, But It’s Not Domino’s

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s get right to it this week … Credits and Debits Credit: Wanna getaway — in style? A […]

A Post-Summer Budget Plan for Building a Healthy Christmas Fund

Although the development of excellent budgeting skills is important throughout the year, utilizing restraint and prudence with respect to personal finance is particularly important during the months that proceed the Christmas season. As the summer comes to a close and December looms near, individuals who want to be able to spend freely during the holidays […]

The Average Owner Credit Score and Loan Payment for 10 Popular Cars

In case you missed it, the other day ZeroHedge published a story on the soaring car repossession rate that included some interesting data from Experian comparing the average credit scores and loan payments of ten popular cars. I don’t have much to add, although I am a bit surprised as some of the credit numbers […]

Black Coffee: The Quinceanera Edition

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Okay, off we go … The Question of the Week Last Week’s Poll Results Have you ever loaned […]

6 Responsible Ways to Use Your Emergency Funds

Opening a savings account for emergency funds helps individuals and families weather uncertain financial times. Without careful planning and a personal savings account dedicated to saving for life events, it can be difficult to manage a significant financial emergency, such as a job loss, essential home repair, or major illness. Money Market accounts and standard […]

10 Key Characteristics of Debt-Free People

The other day a friend and I were discussing why some people manage to live their lives in complete control of their finances, while others are continually struggling to get out of debt — no matter how much money they make. Financial freedom can be achieved by anybody regardless of their income level more times […]

The 6 Most Common Ways to Finance a New Car

There are multiple ways to finance your new vehicle, but be careful: Some are riskier than others and all of them require some discipline and financial planning. So consider these tips and strategies to memory before you think about buying your next car: Get a Loan with a Co-Signer If this is your first time […]

7 Retaliatory Fees Travelers Should Be Charging the Airlines

One of the greatest technological achievements of the modern era is, unquestionably, the turbine engine. The invention ushered in the jet age, which bestowed upon mankind the luxury of safe and rapid transcontinental and intercontinental travel at reasonable prices. Unfortunately, those reasonable prices are being chipped away by a growing number of annoying fees that […]

Black Coffee: Sometimes, He Who Sells First Sells Best

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. And away we go … Credits and Debits Credit: If you’re looking to invest in the stock market, […]

6 Reasons to Use a Tax Attorney Service

Filing your taxes or dealing with unexpected tax outcomes can be a complicated process. Thankfully, there are systems in place that can assist you when you run into tax difficulties; one such system is a tax attorney service. Tax attorneys assist their clients with a wide range of services and are particularly helpful to small […]

My 6th Annual Cost Survey of 10 Popular Brown Bag Sandwiches

This year the price of lunch at my kids’ school is $2.75 per meal. That’s the same price as last year. As a result, I’m sure many busy parents struggling to make ends meet probably believe that’s a bargain for lunch — especially considering that grocery prices in 2014 have been rising sharply. Unfortunately, those […]

Black Coffee: More Promises to Pay Tuesday for a Hamburger Today

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s get right to it this week … Credits and Debits Credit: After falling 4.5% during the first […]

Why Patience Is A Virtue in the World of Personal Finance

Although I haven’t conducted a scientific study, I suspect that most people of modest means who are successful in managing their personal finances understand the importance of being patient. Let’s face it: Most debt-free people aren’t impulsive shoppers, or insistent on instant gratification — if they want something but don’t have the cash, then they […]

Copyright © 2011 Regator, LLC