Blog Profile / Len Penzo dot Com


URL :http://www.lenpenzo.com/
Filed Under:Business & Finance / Personal Finance
Posts on Regator:1200
Posts / Week:4.1
Archived Since:March 8, 2011

Blog Post Archive

Black Coffee: Move Along, Folks … There’s Nothing to See Here

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. And away we go … Credits and Debits Debit: Did you see this? Britain’s socialized medicine program, the […]

How Do I Choose the Best Prepaid Credit Card?

Readers: This is article 23 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. Not all prepaid cards are created equal. So how can you determine which card is the best one for you? Here are the most important considerations: Usage. The first order of business is to identify exactly how you intend to […]

Does a Furnished Apartment Usually Come with Its Own Bedding?

If you’re traveling you obviously want to know how much luggage you need to take with. If you’re staying in a furnished apartment on your travels this means that you’ll need to know what is included in the rental. Do you need to make sure you have items such as bedding and towels with you? […]

Why George Harrison Is the Most Popular Beatle

Although I was born after the Beatles first set foot in America, that never kept me from being a huge fan of the band. Like most fans, I own the entire Beatles catalog. In fact, over the years I’ve bought it twice — once on cassette tape and a second time on compact disc. But […]

Is It Time to Consider Investing in Marijuana Stocks?

The debate over the merits of legalizing marijuana won’t come to a close anytime soon. At the same time, the merits of investing in marijuana also have their share of proponents and detractors. While more and more states are moving toward either permitting medical marijuana or the outright legalization, the drug is still illegal under […]

21 Reasons Why Corner Lots Are For Suckers

For the six people left in America that are still looking to buy a home, I thought I’d pass on a little advice and save you a serious case of buyer’s remorse. Don’t be fooled by real estate agents that try to tell you that a corner lot is highly desirable. They’re not. Oh sure, […]

Black Coffee: Party On and Let the Good Times Roll

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Okay, off we go … There is no cause to worry. The high tide of prosperity will continue. […]

5 Ways to Save Money on Your Moving Expenses

Moving to a new home is stressful enough without additional financial worries. After all, there are many costs involved in the moving process. For example, you need to hire housecleaners, movers and perhaps even secure the right boxes and packing material, among other things. The good news is there’s no need to get bogged down […]

What Is a Mortgage Broker (and Is One Right for You)?

Readers: This is article 20 of 25 from my no-nonsense “Mortgage Basics” quick-reference series. A mortgage broker is an independent middleman who finds potential customers for mortgage lenders. The mortgage broker’s job is to collect all of the loan documents from a prospective borrower; he then reviews and delivers the paperwork the lender. Mortgage brokers […]

Quantifying the Enormity of the US National Debt in Pictures

When numbers get into the billions or trillions, they start to lose context. The U.S. national debt is one of those numbers. It currently sits at $19.5 trillion, which is actually such a large number that it is truly difficult for the average person to comprehend. How big is the U.S. National Debt? The best […]

Black Coffee: A Scatological Look at the Real Economy

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s dive right in this week … Credits and Debits Credit: According to the US Census Bureau, median […]

What Is a Prepaid Credit Card?

Readers: This is article 22 of 25 from my no-nonsense “Credit Card Basics” quick-reference series. A prepaid card offers an easy way for people who want to buy things using plastic — but without the need for a bank account or credit card. In fact, they’re used exactly like a normal credit card, but they […]

6 Basic Travel Tips That Help Tourists Save Time and Money

Are you thinking about planning a trip? Then before you book your flight and hotel reservation, make sure you review these basic — but very useful — travel tips that savvy travelers use to help them not only save money, but a little time too. Shop Direct Most people today go through a price comparison […]

Why the New Face of Money Management Is Making Walk-in Banks Obsolete

Due to advancements in technology, the ever-growing mobile trend, and society’s desire for convenience, the face of money management is evolving. In the past, everything was done manually and was centered on brick-and-mortar banking institutions. Show More Summary

Black Coffee: The Curious George Edition

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Off we go … Credits and Debits Debit: Despite closing the week with its worst single-day drop in […]

Why It Pays to Start Saving for Your Retirement as Soon as Possible

No one is suggesting it’s easy for someone in their 20s to imagine retirement but the day does come. With life expectancy increasing all the time it is reasonable to suggest that healthy people can expect 20 years in retirement. For those 20 years there’s no monthly pay check. You have to create your income […]

How Can I Get a Mortgage If I Have Bad Credit?

Readers: This is article 19 of 25 from my no-nonsense “Mortgage Basics” quick-reference series. Finding a mortgage when you have a bad credit score is not impossible — but it usually requires the borrower to make a few concessions, such as paying a higher interest rate. Here are several other tips to help you seal […]

Should I Pay Off My Mortgage Early?

Readers: This is article 18 of 25 from my no-nonsense “Mortgage Basics” quick-reference series. The decision to pay off the mortgage early is always a hotly debated topic. Unfortunately, because everybody’s circumstances are different, there is no right answer. With that in mind, it’s important to consider the arguments for both sides, and then decide […]

Is It Better to Borrow From Your 401k or Take an Early Withdrawal?

In the case of a financial emergency, you might have to dip into your 401k plan to find the money you need. This is never an ideal scenario, as taking money out of such accounts can severely set back progress you’ve made in saving for retirement. However, desperate times call for desperate measures. Maybe you […]

Black Coffee: The Labor Day Edition

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. I hope everyone is enjoying the long Labor Day weekend. By the way, if you find my weekly […]

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