Blog Profile / Len Penzo dot Com


URL :http://www.lenpenzo.com/
Filed Under:Business & Finance / Personal Finance
Posts on Regator:858
Posts / Week:3.9
Archived Since:March 8, 2011

Blog Post Archive

5 Tips for Making a Commuter Marriage Work

Most married couples wouldn’t dream of living in separate houses, let alone separate states, but this situation is a reality for millions of couples. It doesn’t mean they’re unhappy. In fact, it has nothing to do with the emotional state of the relationship. Rather, some couples end up in this scenario due to work obligations. […]

10 Old Wives’ Tales Masquerading As Financial Rules of Thumb

It’s been said that if the palm of your right hand itches, you’ll soon be coming into money. On the other hand (seriously, no pun intended), it’s also been said that if your left palm itches you’ll soon be paying out money. Don’t laugh. There are folks out there who actually believe this stuff. Then […]

Black Coffee: Bubble, Bubble, Toil and Trouble

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s get right to it this week … Credits and Debits Debit: Today, a growing number of people […]

6 Cheap Ways to Send Money Abroad

Sending money to people or accounts held in foreign countries comes with its own set of complications and costs. Whether you’re doing business with a foreign contractor or vendor, sending money to a relative living abroad, or just making sure that you have enough in your pocket during an extended vacation, you’ll want to know […]

Why It’s Hard to Be a Good Investor If You Aren’t Having Fun

Investing is something everyone should do if they want some financial security in their future, but more than half of Americans never invest at all. As a result, when they finally get to retirement age, they end up dependent on government social programs, the generosity of others, and their own earning power. Meanwhile, those who […]

6 Reasons Why You Shouldn’t Be Embarrassed About Being Frugal

Your friends might label you the cheapskate of the group and your frugal ways might be a running joke, but there’s no reason to be embarrassed by your money-conscious mindset. A lot of people cry broke and whine about never having enough cash to get by, yet they’re not always willing to do what it […]

Is Everything Sold at a Dollar Store Really a Bargain?

Believe it or not, dollar stores have been around since at least 1955 when Dollar General opened its first one in Springfield, Kentucky. Granted, a dollar went a lot further back then — equivalent to almost $9 today. Even so, that inflation has done very little to reduce the size of my local dollar store’s […]

Black Coffee: Rules for Thee But Not For Me

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Okay, off we go … Credits and Debits Credit: Stop me if you heard this before: This week […]

The Latest Home Buying Survey Shows Increased Optimism

This is a sponsored post written by me on behalf of Chase Mortgage Banking. All opinions are 100% mine. Owning a home has always been a big part of the American Dream. In fact, with the wide variety of homes on the market and interest rates still near historic all-time lows, it’s no wonder that […]

Why Shopping For Low Gas Prices Is A Losing Proposition

I know a couple people who will drive five miles out of their way, ten miles round trip, just to save a nickel per gallon. I’m sure you know several folks that might even drive further to save a nickel or dime per gallon. I never worry about saving a few cents at the pump. […]

The 6 Most Valuable Grocery Store Products

When it comes to utility, not all grocery items are created equal. If value can be defined by versatility then, some grocery items offer a lot more bang for your buck than others. Sure, everybody knows about the incredible and legendary versatility of duct tape. Heck, duct tape can even fix your personal finances. Savvy […]

Black Coffee: The American Atlas Edition

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Unfortunately, my plane from Boston got in very late last night and I didn’t get home until almost […]

The Pros and Cons of Selling a Structured Settlement

If you tell me that you have recently been awarded a structured settlement, I automatically know at least a couple of things about you: You’ve made it through a trying time. Settlements are awarded to plaintiffs in lawsuits, often after they’ve been injured or wronged in a way that is more challenging than they have […]

6 Ways to Clean Out Your House for Cash This Spring

If you haven’t already completed your spring cleaning, it can’t be far off. But before you start tossing out perfectly good, re-sellable items, take inventory of the goodies you’ve got and determine the best method of sale. Might as well recoup some of the cost if you can, right? To help you categorize your unwanteds […]

An Easy Way to Save $1500 Per Year — Just By Doing Laundry!

Nobody likes doing the laundry. Well, at least nobody I talk to. I know for a fact that the Honeybee never looks forward to laundry day. Even so, she won’t let me come anywhere near the washing machine because she hates the way I do laundry. Apparently, mixing whites and colors are a big no-no […]

Black Coffee: Sorry, But This Pig Is Going to Need More Lipstick

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s get right to it this week … Credits and Debits Credit: Don’t look now, but Texas legislators […]

Reader Mailbag: Buy a New Car With a Loan or a Used One With Cash?

Hi Len, I am an avid reader of your website. Thanks for all the great information you share. It’s helping my friends become smart with our resources. I’m planning on buying a car soon. I’d like a decent car that won’t give me too many problems. I’m not sure if I should pay in full […]

9 Ways You’ll Pay Later for Giving Your Kid a Credit Card Now

I’m not a parent, so I won’t presume to tell you how to raise your child. I can tell you, however, that if your kid has a credit card or you plan to give them one, it’s a mistake you (and they) could be paying for well into the future. No matter how you try […]

How I Live On Less Than $40,000 Annually: Tara from Maryland

My name is Tara, I’m 39, single, and I currently live in Ellicott City, Maryland. I used to work as a Linux Systems Administrator making a six-figure income. Then I lost my job. I remained unemployed for 18 months, but now I work in marketing with a salary of just $35,000 per year. Coping with […]

Black Coffee: Stupid Financial System Tricks

It’s time to sit back, relax and enjoy a little joe … I’ve got a lot of honey-dos I’m trying to check off. Of course, you know what means: Yep. This week I’ve got another scintillating espresso edition of Black Coffee for you! Please, hold your applause. Okay, onward and upward … Credits and Debits […]

Copyright © 2015 Regator, LLC