Discover a new way to find and share stories you'll love… Learn about Reading Desk

Blog Profile / Len Penzo dot Com


URL :http://www.lenpenzo.com/
Filed Under:Business & Finance / Personal Finance
Posts on Regator:804
Posts / Week:4
Archived Since:March 8, 2011

Blog Post Archive

My State of the Household Report and List of 2014 Expenses

When it comes to tracking personal finances, one of the most important pieces of information you can have is a detailed summary of where your household income was spent during the previous year. It’s why, for the past 18 years, I’ve been using an Excel spreadsheet to track almost every facet of my household expenses. […]

Black Coffee: Cheap Gas, $43 Hot Dogs & Hasty Hedge Fund Managers

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Okay, off we go … Credits and Debits Credit: Somebody pinch me. Believe it or not, gasoline is […]

4 Things You Should Look for When Selecting a Binary Options Broker

Selecting a binary options broker is one of the most important decision an individual investor will make over the course of his or her trading career. With so many providers out there, and such varying degrees in the quality of the services on offer, prospective investors need to take the time to carefully evaluate potential […]

Is It Finally Time to Get Rid of the Penny?

A while back I moved into a new office at work. When I looked in the desk, I found 162 pennies in one of the drawers. I can only assume that the previous owner used the desk as his chosen repository for all the pennies he received in change whenever he went out for lunch. […]

Need a Wedding Singer? Here are Booking Rates for 120 Famous Bands

According to St. Louis Bride and Groom magazine, couples spend an average of 5.2% of their wedding budget on music. That seems about right; the Honeybee and I spent $500 for a DJ to set the party ambiance at our wedding reception way back in 1996 — that amounted to 4.6% of our total expenses. […]

How I Live on Less Than $40,000 Annually: Rebecca from Wisconsin

My name is Rebecca and I’m so excited that I discovered Len’s blog! My family doesn’t talk much about money and my friends all represent very different monetary situations so I’ve been a little over my head since I decided to take control of my finances in January 2013. I’m the Director of Education for […]

Black Coffee: Apathy, Ignorance and the Dying World Monetary System

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Okay, off we go … Credits and Debits Debit: Gas prices may be sinking faster than a submarine […]

How to Save Money On DIY Home Improvement Projects

When making home improvements, savvy household CEOs employ an effective year-round strategy to help beautify their home and increase its value by using coupons, promo codes, and cash-back sites to help save money. Whether it’s weather-stripping a window, buying a new grill — or even a bigger project like new flooring or cabinets — coupons […]

Four Big Drawbacks to Store Credit Cards

The other day the Honeybee applied for a clothing-store credit card to take advantage of a deal that gave her a one-time savings of 15% off her purchase. I know. To tell you the truth, I’m not really that big of a fan of in-store credit cards, but because the Honeybee and I are extremely […]

Should Homeowners Be Worried About Looming Interest Rates?

With Bank of England Governor Mark Carney indicating that interest rates may increase by up to 3% over the next few years, homeowners with adjustable rate loans should be thinking about how this would impact their monthly payments. Recent research from the Money Advice Service shows that almost half of people don’t know how they […]

34 Financial Tricks to Help You Retire Early

The other day our Stacking Benjamins podcast roundtable team was discussing an article on a popular mainstream financial website that featured several strategies for retiring early. I especially loved the story’s first recommendation: “Start saving as early as you can.” Brilliant! Let’s face it: For many people, early retirement is the holy grail of personal […]

Black Coffee: No, You Can’t Have Fries With That

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. The NFL playoffs are in full swing this weekend, so let’s get right to it … Credits and […]

Powerful It Is: How Compound Growth Is Like the Force

George Lucas continues to mislead millions of people into believing that the most powerful force in the universe is, well, the Force. But every successful household CEO knows for a fact that Lucas is dead wrong. That is not surprising at all given that Lucas is a filmmaker and not an astrophysicist. In fact, it […]

The Real Secret to Becoming Rich as a King

I’ve always loved chess; I started playing the game at the tender age of seven and quickly fell in love with its intoxicating combination of tactics and strategy. Although I don’t play chess as much as I’d like today, whenever I have the opportunity I break out my oversized hand-carved wooden chess set that I […]

The 9 Biggest Home Repair Scams

I’ve had numerous people come to my house offering “great deals” on home repair services over the years. You know the type. Most of these guys wouldn’t know what a contractor’s license looked like if it hit them in the head. One hustler knocked on my door recently. This was our exchange: “Good afternoon, sir! […]

Black Coffee: Buckle Up, It’s Going to Get Bumpy in 2015

It’s time to sit back, relax and enjoy a little joe … Well another year has come and gone. I’ve been busy making some changes here at Len Penzo dot Com this weekend, which is why I have a very brief, super-concentrated, espresso edition of Black Coffee for you this week. Don’t blink or you’ll […]

How to Effectively Manage Employee Payrolls

Payroll management is something that is both basic and complex at the same time — but it’s something that every employer has to deal with it, and so it’s vitally important to get it right. Unfortunately, just because every employer does it doesn’t mean that mistakes aren’t made. With that in mind, here is a […]

Black Coffee: Americans’ Stagnant (and Exploding) Wage Problems

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. I hope everybody had a wonderful Christmas. I know I did! Okay, off we go … Credits and […]

7 Key Questions to Ask Before Choosing a Masters of Education Program

So you’re thinking about getting your master’s degree in education, but you’re not sure where to start. Well, there are so many things to consider: For example, should your college experience be on campus or online? Should you stay in your current concentration or should you try something new? Will you complete a program with […]

How to Quickly Tell If Your Grocer’s Produce Is Genetically Modified

It’s a no brainer: if you want to be healthy you’d have to eat more fruit and vegetables — but there’s a caveat. Pesticide residue that’s left on produce can lead to a variety of ailments over the long term. Pesticides can accumulate inside the body in a process known as bioaccumulation; the risk increases […]

Copyright © 2011 Regator, LLC