Blog Profile / Len Penzo dot Com


URL :http://www.lenpenzo.com/
Filed Under:Business & Finance / Personal Finance
Posts on Regator:1345
Posts / Week:4.1
Archived Since:March 8, 2011

Blog Post Archive

Black Coffee: The Memorial Day Weekend Edition

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Another glorious week comes to an end. Off we go … If you’re for less government, you want […]

4 Smart Ways to Use Your Credit Cards While Avoiding Debt

We all want to have it all. We want to be able to live debt free but still maintain a great credit score. But having your cake and eating it too is widely believed to be impossible. I’m here to prove to you that it is, in fact, possible! It’s not exactly easy and it […]

REITs: A TIERed Investment For Dyslexics

“It’s hard to make money in real estate. I can’t do it.” Of course you can. Real estate, whether raw land or fully improved buildings, obviously has a function and will continue to. Real estate, in and of itself, is not subject to obsolescence. You know, like ambergris or Pets.com stock. As long as people […]

Black Coffee: Amazon and the Art of Making Money

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s dive right in this week … A nickel ain’t worth a dime anymore. — Yogi Berra Art […]

4 Tests That Signal You’re Financially Ready to Start Investing

Profitable investing grows your wealth to outpace inflation, and the average investor will be better off than the average saver in the long term. Investors often put money into stocks, forex, precious metals and real estate among others. Interestingly, the value proposition of investing often encourages many people to jump onboard the investment bandwagon without […]

How to Get a Higher Credit Score No Matter How Bad Your Finances Are

Imagine being so rich you never had to borrow money! If you’re wealthy enough to pay cash for any car or home you like, then you have no need to read about how credit scores are determined — but most of us have to borrow money from time to time. In fact, every time you […]

Black Coffee: Show Me the Money

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Let’s get right to it … Money is the barometer of a society’s virtue. When you see that […]

How to Take Advantage of Error Fares for Booking Super Cheap Flights

Flying the friendly skies is an efficient and often necessary way to travel, but the cost of such convenience is often prohibitive. From ticket prices to baggage fees to in-flight purchases, these expenses can take a big chunk out of your vacation budget before you even get to the airport. Error fares, however, help alleviate […]

22 Signs Your College Degree Might Not Be Worth the Money

There’s more than a grain of truth in the old joke that goes something like this: The engineering graduate asks, “How will it work?” The physics grad wants to know, “Why does it work?” And the liberal arts graduate asks, “Do you want fries with that?” I know you liberal arts majors out there bristle […]

Black Coffee: A View from the Cuckoo’s Nest

It’s time to sit back, relax and enjoy a little joe … Off we go … It’s a question that drives me hazy: am I or are the others crazy? — Albert Einstein It’s okay to be crazy, but don’t be insane. — Sean Combs I’m crazy, but I’m not stupid. — Jackie Chan Credits […]

Spread Betting is Education and Income All In One

This is a sponsored post by ETX Capital. If you want to be really good at making money, you have to find lots of different ways to accomplish your goals, and practice all the time. That’s because financial skills are transferrable. An insight you gain by spending time investing your money in stocks might give […]

Basic Tips for Buying Your First Home on a Budget

Buying your first home can be both exciting and terrifying at the same time. The old standard of saving a 20% down payment seems like an insurmountable task at times — but there are alternatives available that can make owning your home a dream come true. Whether you’re looking to settle down and buy a […]

10 Famous People Who Have Gone Bankrupt

Being rich and famous can set you up for life — and well beyond that — but it also can make otherwise smart people do really stupid things with their money. Just ask M.C. Hammer, who very famously filed for bankruptcy after spending his estimated $33 million fortune on material luxuries while handing out cash […]

Black Coffee: The Double Bubble Edition

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. So with that, let’s get right to it … Bubbles have quite a few things in common, but […]

What’s Next for the Price of Crude Oil?

The ongoing rivalries between the major oil-exporting countries are currently intensifying. Most large producers are hugely dependent on income from crude oil sales to support growth. While restricting supply drives up prices, pumping out more of the global economys lifeblood is often necessary to defend and increase market share. Tensions are therefore inevitable. At the […]

3 Reasons Why Your Business Should Begin Accepting Credit Cards

It’s crazy trying to run a business without accepting credit cards these days. Nearly everyone in the free world is at a least using a debit card that they have connected to their checking account. And many people like to build up travel miles, so they pay for everything with their credit card. In addition, […]

What’s Heaven like for Entrepreneurs? Hint: It Has Capital

You have had several business ideas over the years, but you have that one idea that you know can change your life, touch lives and change the world. However, it needs capital, and you can’t figure out how to raise funds to launch or boost your enterprise. Most of the booming businesses around the world […]

4 Reasons Why Businesses Will Always Need Working Capital

When people talk about business finances, they usually focus on startup capital, profits, and losses. Profits and losses are important because money is the lifeblood of business — and you have no business being in business if you are running at loss. However, profits and losses are only a small fraction of business finances. Successful […]

Black Coffee: Goodnight, Goodnight

It’s time to sit back, relax and enjoy a little joe … Welcome to another rousing edition of Black Coffee, your off-beat weekly round-up of what’s been going on in the world of money and personal finance. Another glorious week comes to an end. Off we go … If you can’t sleep, then get up […]

5 Side Businesses You Can Start from Home

If you’re one of the few people who can walk into your work and demand a raise, good for you! Most of us can’t do that, but almost everyone wishes they had some more money in their pockets — especially at the end of the month. Luckily, there are dozens of different side businesses you […]

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