Blog Profile / Bargaineering

Filed Under:Business & Finance / Personal Finance
Posts on Regator:1700
Posts / Week:5.6
Archived Since:March 8, 2011

Blog Post Archive

The ultimate tips for holiday tipping on a budget

Mike Sante It’s the most wonderful time of the year, they say, unless you’re talking about your finances. From a money perspective, the holidays put a huge strain on family bank accounts, especially when all of those extras – like year-end tips – push your budget past its breaking point. It’s so easy to get caught up [...]Show More Summary

We’ll spend more celebrating the holidays this year … And our money goes to much more than gifts

Mitch Strohm If you plan on spending more during the holiday season this year, you’re in good company. But don’t blame it all on gift giving. According to a new survey by Deloitte, Americans plan to spend $487 on gifts for others this year (up 6% from last year), but that only accounts for about one-third (33%) [...]Show More Summary

Conquer gift clutter with practical presents

Dawn Papandrea Every holiday season means that you get – and often give — lots of pointless stuff. You treat your aunt to yet another sweater while adding to the mountain of Legos and action figures in your family room. Your spouse buys more jewelry or tech gadgets to add to the collection you hardly ever wear [...]Show More Summary

I take it back … Car dealers aren’t totally worthless

Amy Fontinelle “I refuse to go to a car dealership for any reason. I don’t shop for cars there and I don’t get maintenance or repairs done there. They have a reputation for charging much more than smaller auto shops.” Or at least that’s what I thought last June when I wrote a Bargaineering post called Skip [...]Show More Summary

Right now is the best time of the year to buy a home … No really, real estate data says it’s today

Mitch Strohm If you’re in the market to purchase a home, mark October on your calendar as the best month to buy. That’s when you’ll get the biggest discount, according to a new study from RealtyTrac, a company that tracks real estate data and trends. RealtyTrac analyzed more than 32 million single-family home and condo sales across [...]Show More Summary

Should you tip your Uber driver?

Mitch Strohm Should you tip your Uber driver? It’s a big debate lately. And if you’re confused about it, you’re not alone. But here’s the fact. With Uber, tipping isn’t required. Uber says so. “There is no need to tip. Once you arrive at your destination, your fare is automatically charged to your credit card on file, [...]Show More Summary

Whether you’re a novice saver or seasoned investor, here’s how to earn fall’s best possible returns on CDs

Sabrina Karl Ever since the Federal Reserve lowered interest rates in 2008 to lessen the blow of the Great Recession, it’s been hard to earn much on your savings. Although the Fed is teetering on the edge of finally raising rates, that first increase won’t come until late October or December and future hikes will be rolled [...]Show More Summary

I’m into serial refinancing … You should be, too

Amy Fontinelle My husband and I bought our house in 2008, and we’ve refinanced the mortgage three times since then. Sounds crazy, right? Who would want to go through the cost and hassle of taking out four home loans in just seven years? We would, and you should consider it, too. Refinancing doesn’t take much of your [...]Show More Summary

No car … No problemLife without wheels is good and I’ve saved a fortune

Mitch Strohm A little over a year ago, I ditched my car. It’s a decision I’ve never regretted, and that’s saved us thousands of dollars. No car … No problem Life without wheels is good and I’ve saved a fortune from personal finance blog This blog was posted by Mitch Strohm

Everyone wants my money! Here’s how to say ‘No’ and still be a charitable and generous person

Dawn Papandrea School and church fundraisers. Donation requests at every grocery store checkout line. Facebook and Twitter friends asking for support for their fundraising efforts. Tip jars at deli counters. Girl Scout cookie drives. The pleas for my money never seem to end. And because it’s $1 here, $10 there, I’m a sucker for helping out. I [...]Show More Summary

9 dumb moves to financial failure

Jen A. Miller At Bargaineering we usually talk about ways to save money, imparting practical advice on the best ways to get the most bang for your buck. But it’s summer, and things are a little goofy, so today we’re going to suggest a few ways to wreck your finances and stop building wealth. So here’s nine dumb [...]Show More Summary

6 simple ways to save more and worry less

Rachel Hartman If you had to rely on your savings to live, do you know how long it would last? Forty-seven percent of Americans said their savings would last three months or less if they went through a financial crisis, according to a recent survey by NeighborWorks America. Whether your stash is large, small, or somewhere in [...]Show More Summary

My plan to enjoy summer without overspending

Dawn Papandrea Overspending on vacations. Day trips that wind up more pricey than planned. Keeping the kids entertained on a boring day. Summer can get very expensive, very quickly! This year I’m determined to keep a lid on those costs. I’ve come up with a plan to have lots of carefree summertime fun without dipping into savings [...]Show More Summary

Decades of non-stop price hikes make Disney vacations a stretch

Mitch Strohm Taking a family vacation to a Disney theme park was once an affordable escape. Sadly, that’s not the case anymore. The price of admittance into the Magic Kingdom has jumped up to $105 per person ($99 for kids ages 3 to 9) — a far cry from the $3.50 it cost to get in when [...]Show More Summary

Here’s where to stash your cash while waiting for the Fed to finally raise interest rates, probably this fall

Susan Ladika It has to happen sooner or later. After months of dithering, it appears the Federal Reserve will actually start to push interest rates higher, ending years of record low returns on bank accounts. While it could start as soon as July, the Fed seems more likely to initiate this epic change in policy in September [...]Show More Summary

Summer music festivals on the cheap…Or what passes for cheap in these days of inflated prices

Mitch Strohm When it comes to attending a music festival, cheap simply isn’t on the table anymore. These days it’s a matter of limiting cost. This April, for example, a three-day general admission pass to the Coachella Valley Music and Arts Festival pass cost $375. Anyone who wanted a few perks had to pay $899 for a [...]Show More Summary

Skip the pricey car dealership … I fixed a keyless remote myself and so can you

Amy Fontinelle I refuse to go to a car dealership for any reason. I don’t shop for cars there and I don’t get maintenance or repairs done there. They have a reputation for charging much more than smaller auto shops. So when my car’s keyless entry remote stopped working, I wasn’t about to head to the dealership [...]Show More Summary

Those heavily promoted $10-a-month gym memberships are great … But will you ever go?

Jen A. Miller Health clubs have a brilliant business model that counts on members who sign-up with the best of intentions rarely, if ever, showing up. If everyone who belonged to a gym actually worked out on a regular basis there’d be chaos (for a deep dive into the economics of gyms, check out this Planet Money podcast.) [...]Show More Summary

How to get people to buy your junk … A guide to selling almost anything on Facebook groups

Dawn Papandrea A few months ago, when I was putting my recycling and bulk items out on garbage day, I happened to run into my neighbor who noticed that some old toys and baby gear were among the curbside casualties. She politely suggested that I was throwing good money away, and proceeded to tell me about a [...]Show More Summary

Americans are spending how much on weddings?! Here’s how we had a blast on a budget on our big day

Mitch Strohm Planning on getting hitched soon? Start saving. Mitch Strohm and Mandy Boyd on their wedding day The average cost of a wedding is now a hefty $31,213 (honeymoon not included), according to the 2014 Real Wedding Study from That’s up from $29,858 in 2013. As a guy — and finance writer — who just [...]Show More Summary

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