Discover a new way to find and share stories you'll love… Learn about Reading Desk

Blog Profile / Beating Broke


URL :http://www.beatingbroke.com/
Filed Under:Business & Finance / Personal Finance
Posts on Regator:440
Posts / Week:2.8
Archived Since:July 5, 2011

Blog Post Archive

Add Up Your Household Energy Savings

We’re deep into the hot summer months.  Air conditioners across the country are doing overtime keeping our homes and businesses cool and comfortable and keeping the heat outside.  Unfortunately, it won’t be that much longer before we’re turning on the heat and repelling the cold of winter. Show More Summary

The 1,700 Mile Move: 5 Lessons I Learned

I come from a family of non-movers. For example, my mom, once she married, became listless and lost her appetite and quite a bit of weight.  The doctor diagnosed her with homesickness.  She had moved less than five miles from her family...Show More Summary

Why Purchasing Rental Car Insurance Isn’t Necessarily a Waste of Money

I recounted in my last post the many adventures we had driving 1,750 miles from Illinois to Arizona where we damaged not one, but two rental cars.  We saved $100 by not purchasing the rental car company’s auto insurance, but that decision cost us $500 in our deductible.  Not my brightest move ever. Show More Summary

How Trying to Save $100 Cost Me $500

My husband was offered a job in Arizona, 1,750 miles from where we current live in Chicago, Illinois.  Because neither of us had been to Arizona before, we wanted to visit before we committed to living there.  Time was of the essence,...Show More Summary

The Argument for Freezing Credit: Is Your Social Security Number Easily Found on the Web?

You’ve likely heard about the recent security breaches at popular stores like Target, Neiman Marcus and Michael’s.  While it’s bad enough that so many customers’ security was compromised, what’s even worse is the reports that these customers’...Show More Summary

The Power of Facebook When Planning a Cross Country Move

Are you on Facebook?  Most everyone seems to be.  After all, Facebook is a great place to catch up with old friends, share photos of your kids (and see friends’ family photos), and even look up what old flames are doing now. However,...Show More Summary

Spend a Fixed Amount at the Grocery Store Every Week or Stock Up During Sales?

A few months ago, I went grocery shopping in the morning on the first of the month, and I couldn’t believe how crowded it was.  After all, it wasn’t a Saturday morning when the usual grocery shopping rush occurs, but a Wednesday morning. Show More Summary

Why I’m Not Throwing My Two-Year Old a Party

My little bundle of joy is turning two in June. That went fast! With the approach of her birthday, I have been getting asked quite a few times what the theme of her birthday party is. Of course, I said dogs because that is her favorite animal right now. Show More Summary

New Addition to the Beating Broke Family

Things have been a bit hectic around here over the last week or two. We had a baby!  Surprise.  I seriously realized after she was born that I hadn’t even mentioned the fact that we were expecting on here.  I guess when it’s the third...Show More Summary

Dirty Germy Cash; 6 Reasons I Love Using It Now

I used to put everything on the credit card and pay it off in full every month. Then I took Dave Ramsey’s Financial Peace University course. Now I use cash envelopes. All of the benefits of cash envelopes did not become clear to us until my wife and I used them for about three months. Show More Summary

How a Drop in Income Turned Out to Be a Good Thing

Over the last few months, my husband and I have lost some income.  Not a little drop in income.  About 20 to 25% of our monthly income.  And let me tell you, we weren’t earning more than the median income for a family of five to begin with. Show More Summary

Keeping Up With the Smiths

Keeping up with the Joneses is bad.  We know that.  From a financial perspective, we spend a great deal of our time overcoming the green monster called envy in order to keep our lives in some semblance of financial order.  We know the Joneses down the street with their big, fancy new SUV. Show More Summary

Do You Have a Rainy Day Cash Fund?

Everyone should have a rainy day cash fund.  Not an emergency fund.  Although, you should have one of those as well.  No, a rainy day cash fund should be exactly that.  Cash.  Easily accessible, and easily spendable. Ahhh!  Did he just say “easily spendable”?  Yes. Show More Summary

Frugal Estate Planning

One of the joys of getting married and having kids is that you then must face your own demise.  The poet Donald Hall wrote about this in his poem, “My Son, My Executioner” stating, as a man and his wife look down on their newborn son,...Show More Summary

Composting; You’re Doing it Wrong

Each and every year, for the last several years, I’ve said that I plan on finding a space for a compost heap and create one.  Several years ago, I went so far as to take all of the grass trimmings and garden trimmings and dump them into a pile in the back yard. Show More Summary

Declutter Your House Like You’re Moving and Make Some Cash

It’s been a long, hard winter.  In Chicago, this winter ranks as the third snowiest on record, and the temperatures have been bitterly cold.  Of course, we’re not alone; much of the country has felt the same pain. Finally getting some...Show More Summary

Is the Living Wage Realistic?

I recently found an interesting calculator (Via Lifehacker, via MIT), called the Living Wage Calculator.  The smart folks over at MIT put it together to”provide a minimum estimate of the cost of living for low wage families.” Normally,...Show More Summary

Win $500 With MyKindaHoops Contest

It’s March.  And, besides making a whole lot of green food dye makers solvent for another year, it’s also the month that kicks off a certain basketball tournament.  You’ve probably heard of it.  ;)  Everyone has their favorites, andShow More Summary

Time to Plan Your Garden

Spring is finally here.  The sun is shining a little brighter (and warmer too), and the ground is starting to warm up.  And with all of that, those of us who garden are beginning to get a little antsy to start putting seeds and plants in the ground and begin growing them. Show More Summary

No One is Going to Save You

I have some bad news for you. If you’re waiting on someone to show up at your door ala Publisher’s Clearinghouse and hand you a big cardboard check that will solve all of your financial problems it’s not going to happen.  No one is going to save you from your financial woes. Show More Summary

Copyright © 2011 Regator, LLC