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Blog Profile / Beating Broke


URL :http://www.beatingbroke.com/
Filed Under:Business & Finance / Personal Finance
Posts on Regator:448
Posts / Week:2.5
Archived Since:July 5, 2011

Blog Post Archive

5 Tips to Make Black Friday Shopping Work for You

I’m not a big shopper.  Never have been, never will be. However, I do love scoring a great bargain, which is why I do some shopping on Black Friday.  However, I always remind myself that even the best deal isn’t a deal if I’m buying something I don’t need. Show More Summary

How to Find the Best Financial Planner for You

My husband and I were on the hunt for a financial planner for years.  We started out using one at our local credit union, but that one seemed to talk (and talk, and talk) more than he liked to invest.  Every time we saw him, the visit...Show More Summary

Collections for Freelancers

Client Not Paying? Freelancers Can Still Take Action Freelancers and home business-owners do have options when it comes to non-payment by clients. Here are the professional ways to deal with the problem and try to get your earnings back. Show More Summary

5 Ways to Have a Frugal Halloween

While the marketers would like us to think that Halloween should cost a fortune, it doesn’t have to.  On average, Americans in 2013 planned to spend $75.03 on Halloween candy and costumes.  (My guess is those with more than two children...Show More Summary

Grocery Shopping Once a Month – Can You Do It?

My husband and I recently bought a house, and we’d like to plump up our emergency fund just in case we have a large house expense.  (Because, of course, when you have little savings, expensive things start to break.  It’s the law ofShow More Summary

Lending Club Is Now Offering Business Loans

You likely know Lending Club is a peer-to-peer lending site that offers personal loans to individuals as well as the chance for personal investors to invest by lending money to individuals. Now, however, Lending Club is expanding their services and offering business loans.  This is of particular interest if you own a business. Show More Summary

Is It Worthwhile To Still Use Credit Cards with So Many Data Breaches?

Just recently, PF Chang’s acknowledged that 33 of their restaurants had suffered a security breach over the last 8 months and that the credit card numbers as well as possibly the customers’ names and the expiration dates of the cards...Show More Summary

Add Up Your Household Energy Savings

We’re deep into the hot summer months.  Air conditioners across the country are doing overtime keeping our homes and businesses cool and comfortable and keeping the heat outside.  Unfortunately, it won’t be that much longer before we’re turning on the heat and repelling the cold of winter. Show More Summary

The 1,700 Mile Move: 5 Lessons I Learned

I come from a family of non-movers. For example, my mom, once she married, became listless and lost her appetite and quite a bit of weight.  The doctor diagnosed her with homesickness.  She had moved less than five miles from her family...Show More Summary

Why Purchasing Rental Car Insurance Isn’t Necessarily a Waste of Money

I recounted in my last post the many adventures we had driving 1,750 miles from Illinois to Arizona where we damaged not one, but two rental cars.  We saved $100 by not purchasing the rental car company’s auto insurance, but that decision cost us $500 in our deductible.  Not my brightest move ever. Show More Summary

How Trying to Save $100 Cost Me $500

My husband was offered a job in Arizona, 1,750 miles from where we current live in Chicago, Illinois.  Because neither of us had been to Arizona before, we wanted to visit before we committed to living there.  Time was of the essence,...Show More Summary

The Argument for Freezing Credit: Is Your Social Security Number Easily Found on the Web?

You’ve likely heard about the recent security breaches at popular stores like Target, Neiman Marcus and Michael’s.  While it’s bad enough that so many customers’ security was compromised, what’s even worse is the reports that these customers’...Show More Summary

The Power of Facebook When Planning a Cross Country Move

Are you on Facebook?  Most everyone seems to be.  After all, Facebook is a great place to catch up with old friends, share photos of your kids (and see friends’ family photos), and even look up what old flames are doing now. However,...Show More Summary

Spend a Fixed Amount at the Grocery Store Every Week or Stock Up During Sales?

A few months ago, I went grocery shopping in the morning on the first of the month, and I couldn’t believe how crowded it was.  After all, it wasn’t a Saturday morning when the usual grocery shopping rush occurs, but a Wednesday morning. Show More Summary

Why I’m Not Throwing My Two-Year Old a Party

My little bundle of joy is turning two in June. That went fast! With the approach of her birthday, I have been getting asked quite a few times what the theme of her birthday party is. Of course, I said dogs because that is her favorite animal right now. Show More Summary

New Addition to the Beating Broke Family

Things have been a bit hectic around here over the last week or two. We had a baby!  Surprise.  I seriously realized after she was born that I hadn’t even mentioned the fact that we were expecting on here.  I guess when it’s the third...Show More Summary

Dirty Germy Cash; 6 Reasons I Love Using It Now

I used to put everything on the credit card and pay it off in full every month. Then I took Dave Ramsey’s Financial Peace University course. Now I use cash envelopes. All of the benefits of cash envelopes did not become clear to us until my wife and I used them for about three months. Show More Summary

How a Drop in Income Turned Out to Be a Good Thing

Over the last few months, my husband and I have lost some income.  Not a little drop in income.  About 20 to 25% of our monthly income.  And let me tell you, we weren’t earning more than the median income for a family of five to begin with. Show More Summary

Keeping Up With the Smiths

Keeping up with the Joneses is bad.  We know that.  From a financial perspective, we spend a great deal of our time overcoming the green monster called envy in order to keep our lives in some semblance of financial order.  We know the Joneses down the street with their big, fancy new SUV. Show More Summary

Do You Have a Rainy Day Cash Fund?

Everyone should have a rainy day cash fund.  Not an emergency fund.  Although, you should have one of those as well.  No, a rainy day cash fund should be exactly that.  Cash.  Easily accessible, and easily spendable. Ahhh!  Did he just say “easily spendable”?  Yes. Show More Summary

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