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Ask Larry: My Wife Is Collecting. I'm 66. Should I File On Her Record?

Today’s column considers spousal benefits for the higher earner, filing on an estranged spouse's record, the Earnings Test, how benefits are determined and the effect of extra income after FRA.

Using Negative Visioning to Improve Your Personal Finances

Countless articles and books and videos and classes have been created to talk about the power of positive thinking and positive visioning, some of them sensible and some of them pseudo-religious and fanciful. It’s easy to see why: positive visioning can be a very powerful tool for your financial life. Show More Summary

For Trump, Incredible Tax-Free $3.7 Billion Sale Would Be Tax Savvy

Will Trump step down or step back from his empire to take office? He may even sell out, aided by a tax-free law that is a boon to his rich Cabinet picks too.

How The GOP Social Security/Medicare Doomsday Machine Works

The GOP has long had a plan to scrap Medicare and Social Security. Here's how it works in the short term.

IRS Coinbase Summons What Are You Going To Do When They Come For You ?

When was the last time you had to give up the name of your first pet or whatever so they would reset your password to something or other? If it is less than a year ago, then bitcoins are probably not for you.

Estate Planning Tip: Creditor Protection for IRAs & Beneficiaries

Tax deferral isn’t the only benefit IRAs offer. One potential benefit offered by IRAs is creditor protection in the event of a bankruptcy. But when you pass away, are your IRA beneficiaries protected from bankruptcy?

American Pension Crisis: How We Got Here

My adopted home of Charleston might have been ranked the “Best City in the World,” but the state of South Carolina is earning a less distinguished label as a harbinger of the country’s worst pension crises. And yes, that’s crises—plural—because U.S. state and local government pensions have “unfunded liabilities” estimated [...]

6 Tips for Stretching Your Casino Gaming Budget

“The house always wins” is a famous saying in gambling; anyone who’s ever been around the casino world knows this to be true. And although the casino does indeed always win in the end — after all, they’d just go out of business otherwise — that’s not to say that you can’t stretch your gaming […]

8 Frugal Living Skills I Wish My Parents Would Have Taught Me

We had it great when we were kids. Zero responsibility, zero bills, zero debt — and then we grew up. Our parents tried to teach us everything they knew, but nobody's perfect, and some things we had to learn the hard way. Like how credit cards will ruin your financial life for years if you...

8 Charities You Can Trust With Your Holiday Donations

'Tis the season for giving, and giving to charity is the perfect way to help those in need while also helping yourself to a tax break. But how do you know which charities are the best? There are thousands of great charities out there doing amazing things with donated money, but there are also shady...

Flashback Friday: 160 Gift Ideas for Everyone You Know

It's now officially Go Time for Christmas shoppers. You've got your list of people to buy gifts for, and you're still trying to figure out what to get, and meanwhile, the days are slipping away fast. Should you spend hours digging through their social media profiles to find some gift inspiration?...

What Investments Do Lawyers Own?

Recently I read an interesting article on Bloomberg about the largest 401(k) plans in the legal industry. It’s no surprise that some of the mega firms like Kirkland & Ellis and DLA Piper have the largest account balances. First place...Show More Summary

Why You Should Do A Year-End Investment Checkup

December is a great time to check in on your investments. Are you diversified? Paying too much in fees? Why you should do a year-end investment checkup. Why You Should Do A Year-End Investment Checkup appeared first on Money Under 30. © Moneyblogs, LLC.

The 5 Best Gel Eyeliners

Whether you love a winged eye or a cat eye, you can achieve the perfect makeup look with the right gel eyeliner. The gel formula will allow you to achieve an accurate, long-lasting application, whether you prefer a subtle or dramatic effect. (See also: The 5 Best Liquid Eyeliners and The 5 Best...

Best Money Tips: Avoid These Holiday Home Hazards

Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on home hazards to avoid this holiday season, high paying careers that are flexible and satisfying, and life-changing tips that will boost your happiness. Top 5 Articles Holiday Home Hazards: Celebrate Traditions Safely This...

9 Ways to Use Miles and Points for Holiday Gifts

Although shopping isn't always the best way to get value out of your credit card or other loyalty rewards — international flights and upgrades typically get more punch for the point — there are lots of good reasons to consider spending some points on holiday gifts. If you're short on...

Rules of the Roth IRA: Income Limits, Contributions, and More

For many financial growth professionals, Roth IRAs are the most exciting play in the retirement savings game. It’s easy to understand why: tax-free growth and tax-free distribution. You put the money in after taxes, it grows tax-deferred, and comes out tax-free as long as you wait until you’re 59-1/2 years old. Show More Summary

Earn Extra Points for Your Gas and Restaurant Purchases

Link for teaser title: With the Wells Fargo Propel American Express card you can earn points...

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