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Is Your Family Wealth Sustainable?

Around the world, in most every country, there is a saying that goes something like: “Shirtsleeves to shirtsleeves in three generations”, meaning that the first generation works hard, earns and saves to build a family fortune, the second generation sustains the fortune only to have the third generation lose it. Show More Summary

27 Good Financial Habits You Need For Ultimate Financial Success

They didn’t fit the typical millionaire profile. They lived in a modest 1,800 square foot home.  They both drove Buick’s that were both completely paid off. He retired from a manufacturing plant and she a grade school as an English teacher. Despite their simple ways, they were both millionaires and were one of the first […]

10 Old Wives’ Tales Masquerading As Financial Rules of Thumb

It’s been said that if the palm of your right hand itches, you’ll soon be coming into money. On the other hand (seriously, no pun intended), it’s also been said that if your left palm itches you’ll soon be paying out money. Don’t laugh. There are folks out there who actually believe this stuff. Then […]

4 Financial Lessons that Will Stick With Kids Through Adulthood

As a child, I was given a small weekly allowance. But unlike most kids, I didn’t choose to spend it right away. Instead, I couldn’t wait to put it in my piggy bank. At that age, I wasn’t really saving up for anything, it was just exciting to watch my bank get filled with coins. Show More Summary

Pay what you want — and get what you need

This is a guest post from former GRS staff writer Donna Freedman. Looking for a cheap date, some budget-friendly culture, or ways to make your next vacation more affordable? Four words: “Pay what you want,” or PWYW. Theaters, museums,...Show More Summary

Can Cash Be Considered An Investment?

There’s a debate going on between Charles Schwab, who recently launched its Charles Schwab Intelligent Advisors service (robo-advisor), and robo-advisors, Wealthfront and Betterment about whether Charles Schwab’s robo-advisor service really is free. Show More Summary

Social Security Q&A: Do I Have to Stop Spousal Benefits for My Wife to Start?

Today's question asks if one spouse has to stop receiving spousal benefits and file for a retirement benefit so the other spouse can file for a spousal benefit. The answer reviews the rules and their implications and then explores potential options.

Get Paid to Watch Your Favorite TV Show Live

Lights! Cameras! Cue audience applause! You know those TV shows? The ones taped in front of a live studio audience? The ones that air daily and seem to be on all of the time with no reruns? Have you ever wondered what goes on behind the scenes or how people get to be in the audience? How do they...

Net Worth Update: $487,648.94 [Up $8,000]

Welcome to June, y’all! How was your weekend? Get into anything fun? We decided to go on a whimsical “let’s just drive somewhere for the day and see where we end up” adventure to celebrate my wife and I’s 7 year anniversary. It was awesome! And reminds us again how much more we prefer experiences over “stuff” – which is why we rarely buy each […]

Coordinating 529 Plan Withdrawals With The American Opportunity Tax Credit

The American Opportunity Tax Credit is worth up to $2,500 per child per year while an eligible college student, but claiming the credit must be coordinated with withdrawals from popular 529 college savings plan accounts.

Estimating Your Eligibility For College Merit Aid Money

Many private colleges offer academic merit aid scholarships of between $15,000 and $25,000 per year based on good grades and test scores, but estimating ahead of time what your child will get isn't easy. Here are three examples of colleges offering a lot of money, but different ways of qualifying for it.

The Ultimate Guide To Getting Out Of Debt

Five years ago, when I was in my mid-30s, I opened my first adult savings account. I was attending a friend’s wedding in India and wanted to make sure I had enough money to go. What I didn’t consider but later realized was that, at that time, I had $6,500 of [...]

The Truth About Grandparent-Owned 529 College Savings Plans And College Aid

529 college savings plans are a great way for grandparents to save for a grandchild's college education costs. Grandparent-owned 529 plans don't get counted as an asset on the grandchild's college aid form, but distributions do get counted as income to the child. This post explores the real impact on aid eligibility and when it really matters.

Which Colleges Offer Big Time Academic Merit Aid Money

Elite private colleges don't award financial aid based on good grades and high SAT or ACT scores. The only way to lower your cost at an elite college like the Ivies, Stanford or Duke, is for your family to show a need for aid based on your finances. Show More Summary

College Student Loan Rates Drop For 2015-2016 Academic Year

Student loan rates have dropped for the 2015-2016 academic year, making borrowing for college less expensive, but students and parents should still try to avoid college debt if possible.

Don't Discount The Gut Check - Practical Ideas For Retirement Investing

Risk is an inherent part of life. If you think about it, the risk of physical harm starts at conception and doesn't end until death. For example, on average, 92 people were killed in a car accident in the U.S. every day in 2012. There is a chance you may have some kind [...]

This Week In Credit Card News: What Arbitration Clauses Cost You; Credit Card Use Growing

Arbitration Clauses for Credit Cards Cost Customers You probably wouldn’t give much consideration to whether that new piece of plastic comes with an arbitration clause attached. That’s because few people understand such clauses, which are typically buried in the fine print of a credit card contract or other consumer contract. US [...]

Life Settlements: How To Avoid This Retirement Scam

Life settlements may seem like found money to investors, but you can get ripped off by selling your life insurance policy. Here's how to avoid trouble.

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