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Here comes the Pentagon's newest space plane

We're entering a new era of space flight. The result — if all the new toys in development work — will be cheaper, lighter, and more frequent travels into space. One example is the XS-1, a program to build a space plane led by the Defense Advanced Research Projects Agency. Show More Summary

Why Facebook and Twitter May Not Be Overvalued

It’s easy to write off social media stocks and their ludicrous valuations. Take Facebook (FB), which reports third-quarter earnings Tuesday. The stock is already up 42% in 2014, and 267% over the past two years. With a market cap ofShow More Summary

The Rise of Black Box Car Insurance

Car insurance companies have always looked for ways to maximize profits by minimizing their risk. Insurance companies make money by taking in more in premiums than they pay out in claims. It’s hard to raise premiums in a competitive market, so reducing risk is the easiest way for them to become more profitable. Show More Summary

63 Insanely Cheap DIY Sexy Halloween Costumes

Halloween is the one holiday when you can get away with "less is more." Looking sexy has never been easier (or cheaper) because most of the materials are already in your closet! That white button-down you never wore? Perfect for re-creating the Risky Business look. Show More Summary

Keeping Lifestyle Inflation at Bay

One of the biggest challenges that people face when it comes to personal finance success is lifestyle inflation. It’s a subtle thing that people often just take on without even really noticing or thinking about it, but then it turns out to be a vicious enemy of their financial goals. Show More Summary

Why the government should pay every American child an allowance

Good news, America: child poverty is declining! A Census Bureau report last week showed that 1.2 million fewer children were in poverty last year than the year before, a reduction that more than accounts for the entire drop in the overall poverty rate last year. Show More Summary

Student Loans 101: Vocabulary

Money and college can be confusing. Whether you’re just starting out on your college journey or dealing with student loans from years ago, here is a glossary of helpful terms you may need to know: Accredited: If your college and program is accredited, it means that it has met specific requirements by the U.S. Show More Summary

Questions about Baby Exhaustion, Data Plans, Goodwill, Costco, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Money discipline with baby exhaustion 2. Never enough 3. Piles of old paperbacks 4. Show More Summary

Saving Money in Your Startup — Part 2

So you’re thinking about starting a business. Congrats! Now what? Odds are good that if you’re starting a business, you’re a “solopreneur” — meaning it’s just you, and you’ve got some questions about what to do next. Whether it’s your...Show More Summary

Best Home Warranty Company for 2014

If you’re considering a home warranty to help protect you from costly home repairs, there are several companies that want your business. Unlike the big insurance companies that provide home, life, and auto policies, home warranty companies aren’t household names. Show More Summary

Ford 3Q Earnings Lower, but Still Beat Street Estimates

Justin Sullivan/Getty Images By Bernie Woodall and Ben Klayman DETROIT -- Ford Motor's third-quarter earnings fell 34 percent but beat Wall Street expectations on a strong showing in North America even as revenue fell due to the cost...Show More Summary

Iraq says ISIS used chemical weapon against police

Iraqi officials on Thursday accused ISIS of attacking police with chlorine gas. Eleven police officers were taken to a hospital 50 miles north of Baghdad last month with dizziness, vomiting, and severe breathing trouble. Iraqi defense officials said the attack was the first confirmed case in which ISIS used chemical weapons on the battlefield. Show More Summary

Nine Strategies for Cultivating a Mindset of Financial Independence

As I’ve stated many times, Sarah and I have a central goal of financial independence at the earliest possible age. Financial independence, to us, means that the requirement of money in exchange for our work becomes entirely optional,...Show More Summary

Best Free Credit Report Site of 2014

Credit is a very important part of your adult life, yet it’s often neglected by any school curriculum while you’re learning the ins and outs of life. Every U.S. citizen who needs to be extended a line of credit, obtain a job, have a cell phone, and/or rent a dwelling needs to stay on top... The post Best Free Credit Report Site of 2014 appeared first on The Simple Dollar.

Student Loan Forgiveness Series: Volunteering

Dealing with student loan debt can seem unbearable and overwhelming. As mentioned in the article, 15 Ways To Deal with Student Loan Debt, the average college graduate owes a whopping $40,000 after graduation, but almost 19% owes $50,000 and above and 5.6% owes over $100,000. Show More Summary

Archaeologists crack the code on a 4,000-year-old clay disk

For more than 100 years, archaeologists have been baffled by the markings on the clay "Phaistos disk," which dates to roughly 1,700 B.C.E. Now, scientists have figured out what some of the disk's words could mean. The disk, which isShow More Summary

The Panic Button

On September 18, the S&P 500 closed the day at 2,011.36. As of my writing, the S&P 500 sits at 1,864.84. In other words, the S&P 500 has lost 7.3% of its value in less than a month. Let’s put that in dollars and cents. Let’s say that on September 18, I had $100,000 in... The post The Panic Button appeared first on The Simple Dollar.

How to Find the Best Mortgage Rates in 2014

Even after the subprime mortgage crisis, homeownership remains a dream for many Americans. If you’re among them, you’re probably wondering how you can get the best mortgage rate to keep your payments as low as possible. Securing the best mortgage isn’t simply about finding a lender who offers you the best rate. Show More Summary

The Missing Ingredient for Change

I’ve had a lot of successes in changing my life for the better. Over the course of approximately five and a half years, Sarah and I managed to pay off three student loans, three car loans, four nearly-maxed-out credit cards, and a full home mortgage, moving ourselves from financial disaster to complete debt freedom. Show More Summary

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