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If you're planning on ditching your mortgage payments and letting your home fall into foreclosure, now just may be the time to do it. Thanks to record long waits for foreclosure reviews this year, 40 percent of homeowners in default have been sitting pretty in their homes for the last two years without paying a dime, CNN Money reports. And they know exactly what they're doing.
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For the first time in two years, fewer homeowners are missing mortgage payments, Treasury Department regulators reported Wednesday, but foreclosures are surging as many loan-modification efforts fail. Three years have passed since t... Read Post

"Thanks to record long waits for foreclosure reviews this year, 40 percent of homeowners in default have been sitting pretty in their homes for the last two years without paying a dime" Read Post

Millions of Americans have been sitting pretty in homes for years as they wait out the foreclosure process–for free. The question is this: Should you? It's something millions of home owners should think about, especially if the home... Read Post