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Visa Offering a Non-Isis Mobile Payment Service

Visa today announced plans for a new mobile payment service that would make use of NFC-equipped smartphones, though not necessarily those for the company's Isis joint venture with AT&T, T-Mobile USA, and Verizon Wireless. According to Visa, the program works thus: Consumers buy a Visa-certified, NFC-equipped phone; they contact their Visa provider and ask to activate mobile payments; Visa links the user's bank account to the phone securely and requires a passcode that unlocks the NFC chip on the phone; Visa then downloads the payment application and account details to the handset.
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