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The real student-loan scandal

Charlie Harper, writing at Peach Pundit, notes the worrisome parallels between the college-loan situation and the housing-loan bubble just before it burst a few years ago: “Virtually anyone that applied got a loan. There was no consideration given to how the loan would be repaid. No calculations for repayment ability were required. Most borrowers overestimated the value of their purchase and underestimated the income that would be available in the future to retire the debt.
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GARY SHILLING: Any 'Dumb-Dumb' With A Loan Can Go To College Because There's A For-Profit School That'll Take Your Money

Business & Finance : Business Insider: Clusterstock (7 months ago)

Well-known economist Dr. Gary Shilling weighed in on whether the next bubble to burst is student loan debt this morning on Bloomberg "Surveillance" with Tom Keene and Scarlet Fu. Here's Shilling: "Well, it certainly is a serious pro... Read Post

The Housing Industry Will Never Recover If Qualified People Can't Get A Home Loan

Business & Finance : Business Insider: Money Game (3 years ago)

Back about five or six years ago, when the housing bubble was still rising, just about anyone could get a mortgage. Lending institutions were handing out ridiculously bloated home loans to almost anyone who breathed. It didn't matte... Read Post

More Extend And Pretend For College Students

United States / Atlanta : Peach Pundit (last year)

Today’s Courier Herald Column: In retrospect, we should have seen the financial bubble coming.  Virtually anyone that applied got a loan.  There was no consideration given to how the loan would be repaid.  No calculations for repaym... Read Post


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