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Sean Talks Credit: Is 20 Cards Too Many? Here's How to Streamline Your Wallet

By Sean McQuay I have a lot of credit cards. Between my wife and me, we have 20, to be exact. We've each had cards in our names since we started college and have added to the collection nearly every year since. But we don't actively use many of those cards, so I decided to streamline our wallets. My goal? Decrease the number of cards without jeopardizing our credit scores.
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