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Why Stay-At-Home Parents Need Life Insurance

By Barbara Marquand Buying life insurance is a no-brainer if your spouse and kids depend on your paycheck to make ends meet. What might not be so obvious is a need for life insurance if you're a stay-at-home parent. Even if you don't earn an income, coverage on your life is a good idea while the kids grow up. No amount of money can replace a parent. But the cold hard fact is that the surviving spouse and kids would suffer a financial loss as well as an emotional one if a stay-at-home mom or dad died prematurely.
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