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New Hybrid Credit-Debit Card Offers Elite Status, Up to 3% Cash Back

Zerocard is a product planning to launch next year -- it works like a debit card but pays up to 3% cash back. It's an FDIC-insured bank account, with charges deducted from your balance. But it processes like a credit card so they can pay out strong cash back. And the card is all metal. The account pays interest, allows direct deposit, bill pay and ACH and wire transfers.
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