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Why Smart Companies Are Shopping For This Kind of Insurance

A new form of business liability coverage has arrived, as the insurance industry heeds demand for policies that pay off cyber attack damages.
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If I have just liability coverage, and am one driver with multiple vehicles, why should I have to pay coverage for more than one vehicle, as I will only be driving one vehicle at a time?

Vehicles / Cars :

You  could make an extension on that thinking and say why do I pay any insurance at all when the car is in my garage? It’s the same philosophy that insurance is built on. You are paying for damages that … Read More

If I crash into my garage, who pays; my homeowners or auto insurance?

Vehicles / Cars :

In this situation, you’re going to need to use both policies to cover all the damage done. Auto liability coverage for property damage doesn’t protect your own property when you run into it. Therefore, any costs to repair your garag...

Will my car insurance cover a hit-and-run?

Vehicles / Cars :

That’s going to depend on what kind of insurance coverage you have. If you only have the basic liability coverage, your insurance company probably won’t be paying you anything. If you have collision insurance, you should be covered....

What types of damage will my car insurance not cover?

Vehicles / Cars :

The first thing you need to realize is that no insurance company will cover damage that isn’t covered by your policy. Therefore, if you just have liability insurance, your company will not pay for damage to your car. You’d need … Re...

Can liability insurance be used to repair my car?

Vehicles / Cars :

As long as the liability insurance isn’t yours. Liability insurance, or third party coverage, doesn’t protect the person that carries the policy. This type of insurance is to pay for other people’s injuries and property damage in an...


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