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New AMEX Changes Effective January 1, 2017: Forfeit, Reversal & Negative Membership Reward Point Balances

Good morning everyone, my American Express Platinum Charge Card statement just closed and I noticed that there were a lot of "important changes" from American Express. Most of the time these "important changes" are minor changes in wording to the cardmember agreement, but in the most recent statement, there are some relevant changes to how AMEX Membership Reward points are earned and redeemed.
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