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US Bank and Visa are working to reduce false declines (USB, V)

This story was delivered to BI Intelligence "Payments Briefing" subscribers. To learn more and subscribe, please click here. US Bank announced plans to use Visa location-based technology to reduce card-present false declines on some of its Visa cards. False declines, defined as when consumer purchases are declined because issuers believe there is fraud present when there really isn't, often occur when users deviate from traditional spending habits, like making purchases in unfamiliar locations or spending more than usual.
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