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Are you forgetting to save for these 3 things?

We hear a lot about the importance of having an emergency fund, but some of us need to get better at listening. According to data released by Bankrate earlier this year, an estimated 28% of Americans have no emergency savings whatsoever. The scary thing, however, is that even those of us who are saving may be falling short. Ideally, you should have enough money in a savings account to cover three to six months' worth of living expenses.
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