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Why you need to start a holiday gift savings fund right now

by Money Q&A Last year, Americans racked up an average of $986 on their credit cards during the holiday season according to a poll conducted by MagnifyMoney. There are better ways of giving a holiday gift than charging it on a credit card that you will be paying off well into the spring. The holiday season will be here quicker than you think. Rather than racking up as much as $986 in debt on holiday spending, you can be proactive by starting to save now for the holiday gift giving season.
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