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Don't Touch the Third Rail of Your 401(k) Plan

In The Smartest 401(k) Book You'll Ever Read (which I wrote in 2008), I lamented the sorry state of 401(k) plans. My recommendations I noted they were beset with bloated fees. The investment options were often dominated by expensive, actively managed funds, likely to underperform less expensive index funds over the long-term. I recommended a total overhaul of the system.
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