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10 things you need to know before the opening bell (SPY, SPX, QQQ, DIA, WFC, DB)

Here is what you need to know. Wells Fargo's CEO is out. John Stumpf, the chairman and CEO of Wells Fargo, which has recently come under fire for a scandal in which employees opened 2 million credit and debit card accounts without customers' knowledge, is retiring effective immediately. Stumpf will be replaced by COO Tim Sloan, who has been at the bank for more than 25 years.
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