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The Housing Crunch Is Our Fault. We Can Fix It.

Randal O'Toole Housing prices are rapidly rising in many urban areas. Prices in the San Francisco Bay Area are higher today — even after adjusting for inflation — than they were at the height of the 2006 bubble. Data from the Federal Housing Finance Agency bears this out: Yet this is not a nationwide problem. Prices in many other areas remain quite reasonable. Houston and Dallas/Fort Worth are the nation’s fastest-growing urban areas, yet they remain affordable (which is one reason they are growing so fast).
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