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Signs That A Hotel Credit Card May Be Too Good To Be True?

You know the saying: "if it sounds too good to be true, it usually is." One card that I've felt that way about for a while is the IHG® Rewards Club Select Credit Card. The card has an annual fee of just $49, and that fee is waived the first year. That's one of the lowest annual fees on any "premium" hotel credit card. While it's not a card I put a lot of spend on, it's one which I've found to be worth holding onto long term.
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