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Federal Court Says Banks Don’t Have to Honor Charge Back if You’ve Paid Off Your Balance

Dr. Malik Hasan paid $1 million for wine from Premier Cru Fine Wines in Berkeley, California. He charged the purchases to American Express and Chase credit cards. Premier Cru went out of business without shipping these purchases. Neither American Express nor Chase fully honored his charge back request, and he sued under the Fair Credit Billing Act. Continue reading Federal Court Says Banks Don’t Have to Honor Charge Back if You’ve Paid Off Your Balance.
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