Mary’s (name changed) mom has been at a long-term care facility for over five years. When Mary came to me, she transferred her investment account with her husband and her mom’s account (she had power of attorney) to my firm Alliance Wealth Management. We asked Mary what the goals were for her mom’s money, and she told […]
Three-fifths of enrollees in the Federal Long Term Care Insurance Program who are facing steep premium increases will be eligible to invoke a little-known feature of the program that will allow them to stop paying premiums but still keep some coverage, the Office of Personnel Management has said. The paid-up provision allows enrollees whose premium […]
Worried about how you'd pay for a long stay in a nursing home? These concerns aren't rare. The 2016 Insurance Barometer Study found that 58% of respondents worried they wouldn't have enough money to afford the costs of long-term care. Fortunately, there is an insurance product that can help ease...
Federal employees and retirees who participate in the Federal Long Term Care Insurance Program (FLTCIP) are in for some serious sticker shock. They pay the full cost of that insurance, and on Nov. 1, it will jump by up to 126 percent. The average increase will be 83 percent or $111 per month. That leaves retirees […]
The following charts are from the CBO’s Long Term Budget Outlook: Deficits, CBO notes, are growing because spending is growing faster than revenue, “in particular, spending grows for Social Security, the major health care programs (primarily...Show More Summary
Learn how to create a business model that includes the right metrics and get an introduction to the Business Model Flipbook planning tool. How you get and make money drives what metrics you should care about. In the long term, the riskiest...Show More Summary
Employees have been warning Disney officials about the potential alligator threats for longer than most people care to believe, or so it would seem. In a recently released video highlighted by Tomo News, as seen above, the gator threat is nothing new for Disney, and on the heels of the tragedy concerning two-year-old Lane Graves,... Show More Summary
Kalmar, part of Cargotec, and the Yilport Oslo Terminal Investments AS in Norway, have signed a long term service agreement for Kalmar Optimal Care. The order was
Bennett was criticized by opponents within his own party for being in office too long after promising to only serve two terms, for supporting a bailout for distressed banks, and for working with Democrats on his own health care bill to require Americans to buy health insurance. [...]Show More Summary
By carefully vetting these more volatile companies you can enhance Total Returns, especially if the selected REITs offer better potential for growth over the long term.
Urinary catheter infections are a notorious bane for clinicians taking care of patients with indwelling catheters. Those on long term management are forced to take antibiotics to prevent infections, while infections still occur, blocking the catheter’s lumen and causing a variety of side effects. Show More Summary
The truth about long term care includes (a) that it is expensive and (b) Medicare doesn't cover what most people need: help at home. Adult children need to have a conversation about how aging parents will pay for what about 70% of people over 65 are going to need. Show More Summary
Mary's (name changed) mom has been at a long-term care facility for over fiveyears. When Mary came to me, she transferred her investment account with her husband and her mom's account (she had power of attorney) to my firmAlliance Wealth Management. We asked Mary what the goals were for her mom's [...]
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Long term care options 2. Planning ahead for AC challenges 3....Show More Summary
New CDC study demonstrates the importance of HIV testing to prevention and long term health outcomes.
John A. Miller (Idaho) & Vanessa S. Stroud (Law Office of Vanessa Stroud, Petaluma, CA), Medicaid Planning for Long Term Care: California Style: California’s Medicaid program, “Medi-Cal”, differs significantly from programs in other states. This article sets out the major distinctions between California's program and other state programs as applied...
Although many medical terms are long and difficult to pronounce, medical settings are punctuated with words familiar to most of us – being sworn at is an occupational hazard for healthcare workers. Exactly how often does it happen? A...Show More Summary
We still here the baloney that euthanasia/assisted suicide will only be a last resort for the terminally ill, carried out be caring doctors with long term relations with patients. That has never been true anywhere assisted suicide or...Show More Summary
Research shows it’s analysts, not executives, who are leading the way.
The use of faecal transplants to treat severe infections has rapidly become the treatment of choice, but as use increases and widens proper screening of donors, and good long term trials and monitoring are urgently needed in order to...Show More Summary